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Active

Active·63 days on market

3219 Cottage Hill Place

Green Cove Springs, FL 32043

$417,900$211/sqftEst. $2,224/moMLS# 2145306

Beds

Baths

1,980

Sq Ft

2026

Built

Garage

Pool

About this home

Green Cove Springs

Introducing the Caprice by LGI Homes, a stunning new home in the gorgeous Rolling Hills community in Green Cove Springs. This spacious floor plan boasts 5 bedrooms and 3 bathrooms, providing ample space for your family's needs. The open kitchen with an island is a chef's delight, while the dining area off the kitchen offers a cozy space for family meals. Step into luxury in the master bedroom, complete with a walk-in closet and an en-suite bathroom featuring a dual sink vanity.

Cost to own

Mortgage calculator

Home Price

$417,900

Down Payment: 20%

$83,580

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,124

Principal & Interest: $2,124

Est. Taxes & Insurance: $531

Estimated Total Monthly

$2,655

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,224

Property taxesest. at asking price, Clay County$640

HOAbilled monthly$10

Estimated total, before insurance$2,875/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $216,000 in September 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$65,000	$65,000	—
2024	$65,000	$65,000	—

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,734 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 14, 2026Listed$417,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$417,900

Price / Sq Ft$211

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage1,980

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionTo Be Built

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryLake Asbury

MiddleLake Asbury

HighMiddleburg

Community Information

Address3219 Cottage Hill Place, Green Cove Springs, FL 32043

Area163-Lake Asbury Area

SubdivisionRolling Hills

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Parcel Number27-05-25-010109-017-65

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Vinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)