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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Rolling Hills, Green Cove Springs — a home near Clay High School.

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Active·162 days on market·Rolling Hills

2948 Laurel Springs Drive

Green Cove Springs, FL 32043

$424,900$161/sqftEst. $2,354/moMLS# 2144413
↓ $10,000 below original list
5
Beds
3
Baths
2,640
Sq Ft
2020
Built
2
Garage
No
Pool

27 more homes for sale in Rolling Hills →Search Rolling Hills on the map

FEMA Zone XHOA $10/mo11,761 sqft lotSingle Family Residence2 stories

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About this home

Rolling Hills

OPEN HOUSE today 9/27/2026 2-4. 3.25% VA assumable mortgage! Welcome to 2948 Laurel Springs Drive in the highly sought-after Rolling Hills community of Green Cove Springs! Built in 2020, this 5-bedroom, 3-bath home offers over 2,600 sq ft of living space. The open-concept floor plan features a bright living area, modern kitchen with ample cabinetry and counter space. A first-floor bedroom and full bath are ideal for guests or a home office. Upstairs, includes a versatile loft and a spacious primary suite with an ensuite bath and custom walk-in closet. The fully fenced backyard with vinyl fencing provides privacy and room to relax or entertain. $5,000 toward buyer closing costs with an acceptable offer. Rolling Hills amenities include a resort-style pool, clubhouse, fitness center, pickleball and tennis courts, playgrounds, and walking trails.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,354
Property taxesest. at asking price, Clay County$651
HOAbilled quarterly$10
Estimated total, before insurance$3,015/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,961/yr · $247/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$424,900
$84,980
Loan Term
Monthly Payment
$2,354
Principal & Interest: $2,354
Property taxes (est.): $651
Insurance (est.): $283
Estimated Total Monthly
$3,288
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,778 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$404,378$0—
2024$396,192$0—
2023$385,906$0—
2022$343,650$0—
2021$264,350$0—
2020$30,000$16,940—

2025 property taxes (current owner): $2,961/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 27, 2026Price change$424,900−$10,000
  • May 9, 2026Listed$434,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $163/sq ft; this home is listed at $161/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3330 Meadow Ridge Place, Green Cove Springs, FL 32043Listed by ADAMS HOMES REALTY INCOct 2026$325,000$1734/21,8821150.4
3130 Hidden Meadows Court, Green Cove Springs, FL 32043Listed by THE NEWCOMER GROUPSep 2026$379,000$1455/2.52,612580.5
3042 Bella Collina Way, Green Cove Springs, FL 32043Listed by MATTAMY REAL ESTATE SERVICESSep 2026$405,000$1783/2.52,2731380.5
3070 Bella Collina Way, Green Cove Springs, FL 32043Listed by MATTAMY REAL ESTATE SERVICESSep 2026$362,900$1613/2.52,2523620.6
3076 Bella Collina Way, Green Cove Springs, FL 32043Listed by MATTAMY REAL ESTATE SERVICESSep 2026$404,000$1614/32,5153620.6
3582 Bella Sera Lane, Green Cove Springs, FL 32043Listed by MERITAGE HOMES OF FLORIDA REALTYOct 2026$356,990$1634/32,193160.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$424,900
Price / Sq Ft$161
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,640
Acres0.27 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLake Asbury
MiddleLake Asbury
HighClay

Community Information

Address2948 Laurel Springs Drive, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionRolling Hills
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size11,761.2 sq ft
Parcel Number27052501010901610

Amenities

AmenitiesPool, Clubhouse, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesElectricity Available, Water Available
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories2
LevelsTwo

Exterior

Patio / PorchCovered, Front Porch, Patio, Porch
FencingFull, Vinyl
RoofShingle

Additional Information

Date ListedMay 9, 2026
Days on Market142
HOA Fees$30 / Quarterly
HOA FrequencyQuarterly
Tax Amount$2,960.52
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Rolling Hills

Rolling Hills is a neighborhood in Southern St. Johns County, FL (Clay County), ZIP 32043.

View all Rolling Hills homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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