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Active·Listed today

145 Moultrie Crossing Lane

St. Augustine, FL 32086

$429,900$171/sqftEst. $2,185/moMLS# 2156150
4
Beds
3
Baths
2,518
Sq Ft
2007
Built
2
Garage
No
Pool

About this home

St. Augustine

Welcome to this beautifully updated one-story home offering 4 bedrooms and 3 bathrooms, perfectly situated on a quiet cul-de-sac. Move-in ready with an impressive list of recent upgrades, including a brand-new roof, HVAC, luxury vinyl flooring, fresh interior paint, new dishwasher, range, microwave, and water heater. The functional floor plan provides plenty of space for both everyday living and entertaining. Step outside to the covered patio overlooking the backyard--an ideal spot to relax, host gatherings, or enjoy your morning coffee. Conveniently located near an abundance of shopping, dining, and entertainment, with beautiful beaches just a short drive away, this home offers the perfect combination of comfort, style, and location. Don't miss your opportunity to make it yours! Some images in this listing have been virtually staged.

Cost to own

Mortgage calculator

$429,900
$85,980
Loan Term
Monthly Payment
$2,185
Principal & Interest: $2,185
Est. Taxes & Insurance: $546
Estimated Total Monthly
$2,731
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,185
Property taxesest. at asking price, St. Johns County$572
HOAbilled quarterly$51
Estimated total, before insurance$2,808/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,045/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,777 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 20, 2026Listed$429,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$429,900
Price / Sq Ft$171
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,518
Acres0.21 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryOtis A. Mason
MiddleGamble Rogers
HighPedro Menendez

Community Information

Address145 Moultrie Crossing Lane, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionMoultrie Crossing
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size9,147.6 sq ft
Parcel Number1354510120

Amenities

AmenitiesTrash
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Patio
FencingWood
RoofShingle
ConstructionFrame, Stucco, Vinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 20, 2026
Days on Market0
HOA Fees$153 / Quarterly
HOA FrequencyQuarterly
HOA NameMoultrie Crossing
HOA Fee IncludesPest Control
Tax Amount$6,044.88
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TAH FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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