This home is in St. Augustine — a home near Pedro Menendez High School.
Sold·Closed Oct 23, 2026·65 days on market·Recent sales in St. Augustine
145 Moultrie Crossing Lane
St. Augustine, FL 32086
About this home
St. Augustine
Welcome to this beautifully updated one-story home offering 4 bedrooms and 3 bathrooms, perfectly situated on a quiet cul-de-sac. Move-in ready with an impressive list of recent upgrades, including a brand-new roof, HVAC, luxury vinyl flooring, fresh interior paint, new dishwasher, range, microwave, and water heater. The functional floor plan provides plenty of space for both everyday living and entertaining. Step outside to the covered patio overlooking the backyard--an ideal spot to relax, host gatherings, or enjoy your morning coffee. Conveniently located near an abundance of shopping, dining, and entertainment, with beautiful beaches just a short drive away, this home offers the perfect combination of comfort, style, and location. Don't miss your opportunity to make it yours! Some images in this listing have been virtually staged.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2007)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,777 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
A Street ramp and lotsabout 4 mi · 45 parking spaces
Closest park or preserve
Treaty Parkabout 2 mi · 1.9 mi of trails
Closest public boat ramp
Moultrie Creek Boat Rampabout 1 mi · Moutrie Creek
Closest kayak & paddleboard launch
Vail Point Park – Paddlecraft Dockabout 1 mi · Moultrie Creek
Closest youth league fields
Treaty Parkabout 2 mi · Basketball, Football, Lacrosse
Closest grocery store
Walmart Supercenterabout 1 mi · 2355 US Highway 1 S, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:33 AM, sunset 6:46 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $6,045/yr
Estimated taxes if purchased at asking price: ~$6,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 23, 2026Closed$409,900
- Sep 24, 2026Pending$409,900
- Sep 3, 2026Price change$409,900−$10,000
- Aug 18, 2026Price change$419,900−$10,000
- Jul 20, 2026Listed$429,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $278/sq ft; this home is listed at $163/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2950 Kings Road, St. Augustine, FL 32086Listed by CHAD AND SANDY REAL ESTATE GROUP | Sep 2026 | $950,000 | $413 | 4/2 | 2,300 | 187 | 0.3 |
| 725 Andrew Avenue, St. Augustine, FL 32086Listed by NON MLS (realMLS) | Jul 2026 | $780,000 | $278 | 3/2 | 2,802 | 17 | 0.6 |
| 3508 Kings Road S, St. Augustine, FL 32086Listed by PONTE VEDRA CLUB REALTY, INC. | Jul 2026 | $550,000 | $237 | 3/2 | 2,319 | 202 | 0.7 |
| 735 Charmwood Drive, St. Augustine, FL 32086Listed by WATSON REALTY CORP | May 2026 | $735,000 | $261 | 4/2.5 | 2,817 | 23 | 0.9 |
| 50 Sandy Palm Trail, St. Augustine, FL 32086Listed by STA REALTY | Oct 2026 | $545,000 | $167 | 5/4.5 | 3,266 | 48 | 1 |
| 3345 Kings Road S, St. Augustine, FL 32086Listed by INTEGRITY KEY REALTY LLC | Oct 2026 | $520,000 | $286 | 3/2 | 1,818 | 29 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: TAH FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines