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Active·121 days on market

3262 Hidden Meadows Court

Green Cove Springs, FL 32043

$425,000$144/sqftEst. $2,269/moMLS# 2147330
5
Beds
3.5
Baths
2,957
Sq Ft
2017
Built
2
Garage
No
Pool
FEMA Zone XHOA $10/mo6,098 sqft lotSingle Family Residence2 stories

About this home

Green Cove Springs

This two-story home in the desirable Rolling Hills community offers plenty of space, functionality, and a layout perfect for everyday living. It features 5 bedrooms, 3.5 baths, and a 2-car garage, with the primary suite conveniently located downstairs along with a half bath for guests. The spacious eat-in kitchen is ideal for gatherings, and the covered patio overlooks the fenced backyard. Upstairs features a spacious loft area, 4 additional bedrooms all with walk-in closets, and a conveniently located laundry room complete with washer and dryer. Three bedrooms share a full bath, while one oversized bedroom serves as a second primary suite with a shared bathroom -- perfect for multi-generational living or guests. Located in the sought-after Rolling Hills community, residents enjoy amenities like a resort-style pool, fitness center, tennis courts, pickleball courts, and scenic walking trails. The home is conveniently located close enough for biking to nearby schools.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,269
Property taxesest. at asking price, Clay County$651
HOAbilled annually$10
Estimated total, before insurance$2,930/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,232/yr · $769/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,269
Principal & Interest: $2,269
Property taxes (est.): $651
Insurance (est.): $283
Estimated Total Monthly
$3,204
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$422,200$371,478—
2024$444,701$394,701—
2023$434,877$327,653—
2022$374,593$297,867—
2021$276,258$270,789—
2020$246,172$246,172—

2025 property taxes (current owner): $9,232/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • May 28, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$425,000
Price / Sq Ft$144
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,957
Acres0.14 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLake Asbury
MiddleLake Asbury
HighClay

Community Information

Address3262 Hidden Meadows Court, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionRolling Hills
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size6,098.4 sq ft
Parcel Number27052501010901497
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesEat-in Kitchen, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level

Exterior

Patio / PorchCovered
RoofShingle

Additional Information

Date ListedMay 28, 2026
Days on Market62
HOA Fees$120 / Annually
HOA FrequencyAnnually
HOA NameRolling Hills
Tax Amount$9,231.74
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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