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This home is in Julington Creek, St. Johns — a golf course home in St. Johns County.

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Sold

Sold·Closed Sep 21, 2026·95 days on market·Recent sales in Julington Creek·Julington Creek

742 Ginger Mill Drive

St. Johns, FL 32259

$195,000sold priceListed at $195,000 · 100% of asking$193/sqftMLS# 2146619

Beds

Baths

1,008

Sq Ft

2005

Built

—

Garage

Pool

28 more homes for sale in Julington Creek →Search Julington Creek on the map

FEMA Zone XHOA $288/mo2,178 sqft lotTownhouse1 story

About this home

Julington Creek

Welcome to Riverside at Julington Creek Plantation, one of Fruit Cove's most desirable private gated townhouse communities. This one-story Mediterranean-style townhome offers peaceful preserve and pond views, spacious living areas, soaring ceilings, wood-look flooring, and an open kitchen with granite countertops, breakfast bar, and ample cabinet space. Enjoy a private fenced patio surrounded by lush tropical landscaping and tranquil natural scenery. HOA includes landscaping, exterior maintenance, and pest control for easy, low-maintenance living. Riverside residents enjoy a community pool and playground, along with access to Julington Creek Plantation's resort-style amenities, including multiple pools, a splash park, a skate park, volleyball and basketball courts, and miles of walking, running, and biking paths. Located in St. Johns County's top-rated school district and close to shopping, dining, and the beaches.

Next steps in Julington Creek

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,072

Property taxesest. at asking price, St. Johns County$259

HOAbilled monthly$288

Estimated total, before insurance$1,619/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,407/yr · $284/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,748 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Mickler's Landing Beachfront Park
31 min drive · 202 parking spaces
Closest park or preserve
Julington-Durbin Preserve
16 min drive · 6.4 mi of trails
Closest public boat ramp
Hood Landing Public Boat Ramp
about 1 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launch
about 3 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Julington Creek Plantation Park
4 min drive · Baseball, Football, Lacrosse, Softball, Track
Closest grocery store
Publix
2 min drive · 2750 Race Track Rd, Saint Johns

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $250,000 in June 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$201,240	$150,518	—
2024	$200,454	$150,454	—
2023	$174,943	$153,502	—
2022	$167,141	$139,547	—
2021	$126,861	$126,861	—
2020	$122,635	$119,078	—

2025 property taxes (current owner): $3,407/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

Sep 21, 2026Closed$195,000
Aug 25, 2026Active Under Contract$195,000
Aug 13, 2026Price change$195,000−$5,000
Aug 12, 2026Active$200,000
Aug 6, 2026Active Under Contract$200,000
Jul 28, 2026Price change$200,000−$25,000
May 22, 2026Listed$225,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $193/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
747 Ginger Mill Drive, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS	May 2026	$215,000	$171	3/2	1,260	3	0
322 Redwood Lane, St. Johns, FL 32259Listed by US REALTY HUB	Sep 2026	$228,000	$181	3/2	1,260	6	0.1
618 Briar Way Lane, St. Johns, FL 32259Listed by OAKSTRAND REALTY LLC	Sep 2026	$200,000	$203	2/2	984	105	0.1
212 Beech Brook Street, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST	Aug 2026	$225,000	$179	3/2	1,260	28	0.1
347 Redwood Lane, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS	Aug 2026	$205,000	$203	2/2	1,008	31	0.1
704 Ginger Mill Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERY	Mar 2026	$265,000	$208	3/2	1,272	3	0.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$195,000

Price / Sq Ft$193

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,008

Total Structure Area1,180 sq ft

Acres0.05 acres

Year Built2005

TypeResidential

Sub-TypeTownhouse

StyleTraditional

Property ConditionUpdated/Remodeled

StatusClosed

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryJulington Creek

MiddleFruit Cove

HighCreekside

Community Information

Address742 Ginger Mill Drive, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionJulington Creek Plan

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size2,178 sq ft

Parcel Number2495540253

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Security, Shuffleboard Court, Tennis Court(s)

Community FeaturesSidewalks, Gated, Curbs

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAssigned

ViewPond, Protected Preserve

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringLaminate, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySecurity Gate

Exterior

Patio / PorchPatio

FencingFenced, Vinyl

RoofShingle

ConstructionStucco

Road SurfacePaved

Road FrontageCounty Road

Additional Information

Date ListedMay 22, 2026

Days on Market95

HOA Fees$288 / Monthly

HOA FrequencyMonthly

HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Pest Control, Security

Tax Amount$3,406.66

Tax Year2025

Listing TermsCash, Conventional, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Sold by: INI REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

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