This home is in St. Johns — a gated community home in St. Johns County.
$224,900Active Under Contract2 bd · 2.5 ba · 1,296 sq ft
Active Under Contract·154 days on market
418 Walnut Drive
St. Johns, FL 32259
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About this home
St. Johns
PRICE ADJUSTMENT! Discover two-story townhome living built by Dream Finders Homes with its own community HOA structure, One of the best townhome values in St. Johns County! Come see why this beautifully updated, move-in-ready townhome is such a great value! Located in a gated community, it offers nearly 1,300 sq. ft. with **TWO PRIMARY SUITES**, each with its **own private full bathroom**. Downstairs features an open floor plan with **NO CARPET**, hardwood flooring, abundant natural light, and a spacious kitchen with **granite countertops, newer appliances, and plenty of storage**. A half bath is also conveniently located downstairs. Recent updates include a **NEW HVAC, fresh interior paint, NEW exterior paint**, and new carpet upstairs. Relax on the lanai or enjoy being **close to the community pool**. Amenities include **tennis, pickleball and basketball courts**, playground, and more. A fantastic value in a convenient St. Johns location!
Next steps in St. Johns County
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2012)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,769 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)about 8 mi · 70 parking spaces
Closest park or preserve
Gourd Island Conservation Areaabout 3 mi · 3.3 mi of trails
Closest public boat ramp
Palm Valley Public Landingabout 6 mi · Tolomato River
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 5 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Durbin Crossing Parkabout 3 mi · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Aldiabout 0.3 mi · 100 Little Cypress Drive, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $216,693 | $216,693 | — |
| 2024 | $223,093 | $223,093 | — |
| 2023 | $224,850 | $179,974 | — |
| 2022 | $198,867 | $163,613 | — |
| 2021 | $148,739 | $148,739 | — |
| 2020 | $140,636 | $136,613 | — |
2025 property taxes (current owner): $3,253/yr
Estimated taxes if purchased at asking price: ~$3,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 26, 2026Active Under Contract$224,900
- Oct 23, 2026Price change$224,900−$14,100
- Sep 21, 2026Price change$239,000−$6,000
- Aug 5, 2026Price change$245,000−$4,000
- May 31, 2026Listed$249,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $174/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 808 Black Cherry Drive S, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $194,000 | $153 | 2/2.5 | 1,268 | 39 | 0.1 |
| 1018 N Black Cherry Drive, St. Johns, FL 32259Listed by REMAX WELCOME HOME | Sep 2026 | $188,700 | $129 | 3/2.5 | 1,468 | 25 | 0.2 |
| 6199 Bartram Village Drive, Jacksonville, FL 32258Listed by WATSON REALTY CORP | Sep 2026 | $243,000 | $172 | 3/2.5 | 1,412 | 34 | 1.1 |
| 6078 Bartram Village Drive, Jacksonville, FL 32258Listed by EAGLES WORLD REALTY, INC | Sep 2026 | $251,000 | $183 | 3/2.5 | 1,368 | 84 | 1.2 |
| 5926 Bartram Village Drive 5926, Jacksonville, FL 32258Listed by FLORIDA HOMES REALTY & MTG LLC | Apr 2026 | $270,000 | $178 | 3/2.5 | 1,520 | 196 | 1.3 |
| 15012 Catterick Court, Jacksonville, FL 32258Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $345,898 | $224 | 3/2.5 | 1,541 | 0 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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