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13810 Sutton Park Drive 229, Jacksonville, FL 32224

$230,000

MLS# 2154272

Bedrooms

Bathrooms

1,428

Sq Ft

1997

Year Built

About This Home — 13810 Sutton Park Drive 229

Experience the perfect blend of comfort, 3-bedroom, 2-bathroom second-floor condo located in the highly desirable gated community of The Grand Reserve. Designed with an open and inviting floor plan, home features a spacious kitchen with granite countertops, a convenient breakfast bar, abundant cabinet space, and all appliances included. The desirable split-bedroom layout provides added privacy, while the separate laundry room with a full-size washer and dryer offers everyday convenience. Enjoy an exceptional lifestyle with resort-style amenities, including a sparkling swimming pool, clubhouse, fitness center, basketball and tennis courts, and beautifully landscaped grounds. Ideally located just minutes from Jacksonville Beach, St. Johns Town Center, the University of North Florida, shopping, dining, and major highways, this home offers the perfect combination of location and convenience. Whether you're searching for your next home, or an i

Features

Price$230,000

Price / Sq Ft$161

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,428

Year Built1997

TypeResidential

Sub-TypeCondominium

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address13810 Sutton Park Drive 229, Jacksonville, FL 32224

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionGrand Reserve

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Parcel Number1677341245

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management- On Site, Playground, Security, Spa/Hot Tub, Tennis Court(s), Trash, Water

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected

SewerPublic Sewer

Water SourcePublic

ParkingAssigned

Interior

AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

# of Stories1

SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony

Additional Information

Date ListedJuly 8, 2026

Days on Market2

HOA Fees$467.77 / Monthly

HOA FrequencyMonthly

HOA NameGrand Reserve Condominium Association

HOA Fee IncludesMaintenance Grounds, Pest Control, Security, Sewer, Trash, Water

Tax Amount$3,947.66

Tax Year2025

Listing TermsCash, Conventional

55+ CommunityNo

New ConstructionNo

Mortgage Calculator

Home Price

$230,000

Down Payment: 20%

$46,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,224

Principal & Interest: $1,224

Est. Taxes & Insurance: $306

Estimated Total Monthly

$1,530

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

True Monthly Cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,224

Property taxesest. at asking price, Duval County$375

HOAbilled monthly$468

Estimated total, before insurance$2,067/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Taxes & Assessment

2025 property taxes (current owner): $3,948/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.