This home is in Jacksonville.

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Active

Active·2 days on market

11346 Mandarin Ridge Lane

Jacksonville, FL 32258

$615,000$217/sqftEst. $3,136/moMLS# 2156407

Beds

Baths

2,836

Sq Ft

2000

Built

Garage

Pool

About this home

Jacksonville

Discover comfort, space, and an unbeatable location in this 3-bedroom plus den, 3-bathroom home in the desirable Mandarin Ridge community. Perfectly positioned for commuters, this home offers exceptional convenience with quick access to major roadways, shopping, dining, and everyday essentials. Inside, soaring ceilings and a thoughtfully designed layout create an inviting atmosphere. The spacious great room flows seamlessly into the kitchen, complete with a breakfast nook, a new refrigerator (2025), a new microwave (2026), and a new water heater (2026), making it ideal for both daily living and entertaining. A cozy fireplace anchors the expansive living area, while a separate family room at the front of the home provides additional space to relax or gather. A formal dining area is ready for hosting, while the dedicated office/den offers flexibility for remote work, hobbies, or a quiet retreat.

Cost to own

Mortgage calculator

Home Price

$615,000

Down Payment: 20%

$123,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,136

Principal & Interest: $3,136

Property taxes (est.): $1,004

Insurance (est.): $410

Estimated Total Monthly

$4,550

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,136

Property taxesest. at asking price, Duval County$1,004

HOAbilled annually$17

Estimated total, before insurance$4,157/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,010/yr · $667/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,010/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,607 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 24, 2026Listed$615,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$615,000

Price / Sq Ft$217

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,836

Acres0.38 acres

Year Built2000

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address11346 Mandarin Ridge Lane, Jacksonville, FL 32258

Area014-Mandarin

SubdivisionMandarin Ridge

CityJacksonville

CountyDuval

StateFL

Zip Code32258

Lot Size16,552.8 sq ft

Parcel Number1589902150

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringLaminate

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

SecuritySmoke Detector(s)