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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Reverie At Silverleaf, St. Augustine — a 55+ community home in St. Johns County.

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Sold

Sold·Closed Jul 24, 2026·48 days on market·Recent sales in Reverie At Silverleaf·Reverie At Silverleaf

499 Knotted Birch Avenue

St. Augustine, FL 32092

$522,000sold priceListed at $550,990 · 94.7% of asking$220/sqftMLS# 2145664
2
Beds
2.5
Baths
2,369
Sq Ft
2026
Built
3
Garage
No
Pool

30 more homes for sale in Reverie At Silverleaf →Search Reverie At Silverleaf on the map

HOA $374/mo7,841 sqft lotSingle Family Residence1 storyNew construction

About this home

Reverie At Silverleaf

MOVE-IN READY in the gated active adult community of Reverie at Silverleaf with no CDD fees. This beautiful DeBary model offers a thoughtful blend of style, comfort, and everyday functionality with 2 bedrooms, 2.5 bathrooms, and a den/flex space. The open-concept design features 10-foot ceilings, 8-foot doors, luxury vinyl plank flooring, and a spacious living area that flows effortlessly into the gourmet kitchen. The kitchen is designed to impress with a large island, generous cabinetry, and plenty of space for entertaining. Enjoy a private backyard, paver driveway, and the rare convenience of a 3-car garage, offering excellent storage and parking flexibility. With elegant finishes, a smart floor plan, and a move-in ready timeline, this home is a wonderful opportunity to enjoy low-maintenance living in one of Silverleaf's most desirable active adult communities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,891
Property taxesest. at asking price, St. Johns County$695
HOAbilled monthly$374
Estimated total, before insurance$3,960/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,549/yr · $129/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$522,000
$104,400
Loan Term
Monthly Payment
$2,891
Principal & Interest: $2,891
Property taxes (est.): $695
Insurance (est.): $348
Estimated Total Monthly
$3,934
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $7,309,300 in July 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$115,000$115,000—
2024$125,000$125,000—

2025 property taxes (current owner): $1,549/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 24, 2026Closed$550,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $236/sq ft; this home is listed at $233/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
257 Day Dream Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$419,990$2342/21,793300.2
85 Stiffs Mill Lane, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$478,990$2523/21,89710.4
101 Stiffs Mill Lane, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$492,990$2184/3.52,263350.4
66 Hasler Avenue, St. Augustine, FL 32092Listed by LENNAR REALTY INCOct 2026$487,990$2573/21,897860.5
262 Hasler Avenue, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$579,990$2304/2.52,52100.5
63 Walloon Cove, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$442,490$2364/2.51,87510.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$550,990
Price / Sq Ft$233
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,369
Acres0.18 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes
New ConstructionYes
Direction FacesNorth

Community Information

Address499 Knotted Birch Avenue, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionReverie at Silverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size7,840.8 sq ft
Lot Dimensions60X150
Parcel Number0269211350
ZoningResidential

Amenities

AmenitiesClubhouse, Dog Park, Gated, Jogging Path, Pickleball, Spa/Hot Tub
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyThermostat
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionCleared, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMay 16, 2026
Days on Market48
HOA Fees$374 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$1,548.9
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Reverie At Silverleaf

Reverie At Silverleaf is a neighborhood in SilverLeaf, FL (St. Johns County), ZIP 32092.

View all Reverie At Silverleaf homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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