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This home is in Reverie At Silverleaf, St. Augustine.

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Pending

Pending·61 days on market·Reverie At Silverleaf

499 Knotted Birch Avenue

St. Augustine, FL 32092

$550,990$233/sqftEst. $2,933/moMLS# 2145664
2
Beds
2
Baths
2,369
Sq Ft
2026
Built
3
Garage
No
Pool

About this home

Reverie At Silverleaf

MOVE-IN READY in the gated active adult community of Reverie at Silverleaf with no CDD fees. This beautiful DeBary model offers a thoughtful blend of style, comfort, and everyday functionality with 2 bedrooms, 2.5 bathrooms, and a den/flex space. The open-concept design features 10-foot ceilings, 8-foot doors, luxury vinyl plank flooring, and a spacious living area that flows effortlessly into the gourmet kitchen. The kitchen is designed to impress with a large island, generous cabinetry, and plenty of space for entertaining. Enjoy a private backyard, paver driveway, and the rare convenience of a 3-car garage, offering excellent storage and parking flexibility. With elegant finishes, a smart floor plan, and a move-in ready timeline, this home is a wonderful opportunity to enjoy low-maintenance living in one of Silverleaf's most desirable active adult communities.

Cost to own

Mortgage calculator

$550,990
$110,198
Loan Term
Monthly Payment
$2,801
Principal & Interest: $2,801
Est. Taxes & Insurance: $700
Estimated Total Monthly
$3,501
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,933
Property taxesest. at asking price, St. Johns County$733
HOAbilled monthly$374
Estimated total, before insurance$4,040/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $7,309,300 in July 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$115,000$115,000
2024$125,000$125,000

2025 property taxes (current owner): $1,549/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$550,990
Price / Sq Ft$233
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,369
Acres0.18 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusPending
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes
New ConstructionYes
Direction FacesNorth

Community Information

Address499 Knotted Birch Avenue, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionReverie at Silverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size7,840.8 sq ft
Lot Dimensions60X150
Parcel Number0269211350
ZoningResidential

Amenities

AmenitiesClubhouse, Dog Park, Gated, Jogging Path, Pickleball, Spa/Hot Tub
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyThermostat
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionCleared, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMay 16, 2026
Days on Market48
HOA Fees$374 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$1,548.9
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityYes
New ConstructionYes

The neighborhood

About Reverie At Silverleaf

Reverie At Silverleaf is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Reverie At Silverleaf homes for sale →

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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