This home is in Silver Falls, St. Augustine.

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Active

Active·66 days on market·Silver Falls

166 Ludington Parkway

St. Augustine, FL 32092

$445,985$260/sqftEst. $2,374/moMLS# 2144626

Beds

Baths

1,714

Sq Ft

2026

Built

Garage

Pool

About this home

Silver Falls

Move-In Ready! NO CDD FEES! This neighborhood is truly one-of-a-kind! Welcome to the Lennar Homes Alexia floor plan featuring 3 bedrooms, 2.5 baths, and a spacious 2-car garage. This home is designed with Lennar's signature Everything's Included package, offering white cabinetry with quartz kitchen countertops, 42'' upper cabinets, and Frigidaire stainless steel appliances including range, dishwasher, microwave, and refrigerator. Beautiful ceramic wood-look tile extends through wet areas and into the family, dining, and hallways, complemented by quartz vanities, window blinds throughout, a screened lanai, and a full sprinkler system. Enjoy peace of mind with a one-year builder warranty, a dedicated customer service program, and 24-hour emergency support. (Conditions may apply)

Cost to own

Mortgage calculator

Home Price

$445,985

Down Payment: 20%

$89,197

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,267

Principal & Interest: $2,267

Est. Taxes & Insurance: $567

Estimated Total Monthly

$2,834

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,374

Property taxesest. at asking price, St. Johns County$593

HOAbilled monthly$144

Estimated total, before insurance$3,111/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$90,000	$90,000	—

2025 property taxes (current owner): $1,212/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 11, 2026Listed$445,985

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$445,985

Price / Sq Ft$260

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,714

Acres0.11 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address166 Ludington Parkway, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionSilver Falls

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size4,791.6 sq ft

Parcel Number0269413210

Amenities

AmenitiesPool, Clubhouse, Playground, Tennis Court(s), Trash

UtilitiesCable Available, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryGas Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)