This home is in Jacksonville — a waterfront home in Jacksonville.
$1,699,888Active Under Contract4 bd · 4.5 ba · 5,295 sq ft
Active Under Contract·178 days on market
13451 Owl Hollow Court
Jacksonville, FL 32223
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About this home
Jacksonville
Tucked away on over 2 private acres in the heart of Mandarin, this custom waterfront estate offers an incredible opportunity to create your dream property in one of Jacksonville's most sought-after locations. With over 5,000 sqft, 4 bedrooms, and 4.5 bathrooms, the home features soaring ceilings, expansive living spaces, and a flexible layout designed for entertaining and everyday living. Off the main house, an additional building provides versatile space for a gym, office, workshop, or studio. Outside, the property truly stands out with a resort-style pool, separate pool house, expansive outdoor living areas, private dock, and two boat lifts directly on the St. Johns River. Mature trees and a quiet cul-de-sac setting create a private, secluded feel while still being conveniently close to shopping, dining, and top-rated schools. A rare opportunity to bring new life to an exceptional waterfront property in the heart of Mandarin.
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Part of this 2.3-acre lot is in a high-risk flood zone: Zone AE (43%)
The rest is Zone X (shaded, 0.2% chance) 4% and Zone X (minimal) 53%. Whether a lender requires flood insurance depends on where the house itself stands; the lender's flood determination, a survey or an elevation certificate settles that.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
This lot spans hurricane evacuation zones: mostly zone A (55%)
The rest is zone D (45%). Evacuation orders go by zone; check the house's own address at floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1988)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,496 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 19 mi · 202 parking spaces
Closest park or preserve
Alpine Groves Parkabout 5 mi · 1 mi of trails
Closest public boat ramp
Mandarin Park Boat Rampabout 2 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
County Dock Hand Launch Areaabout 2 mi · St. Johns River
Closest youth league fields
Alberts Fieldabout 1 mi · Baseball, Football, Softball
Closest grocery store
The Fresh Marketabout 2 mi · 12795 San Jose Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Southwest-facing backyard — long light and winter sunsets
The listing reports the home facing northeast, which puts the backyard and pool on the southwest side. Today at this address: sunrise 6:41 AM, sunset 5:39 PM.
- A pool here is warm and sunset-lit.
- The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
- Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,237,398 | $1,103,579 | — |
| 2024 | $1,298,253 | $1,071,770 | ▼ $3,118 |
| 2023 | $1,271,371 | $1,039,098 | — |
| 2022 | $1,234,423 | $1,007,377 | — |
| 2021 | $1,026,580 | $976,580 | ▼ $75,150 |
| 2020 | $1,167,455 | $1,022,373 | — |
2025 property taxes (current owner): $20,156/yr
Estimated taxes if purchased at asking price: ~$33,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 2, 2026Active Under Contract$1,699,888
- Sep 22, 2026Active$1,699,888
- Sep 4, 2026Active Under Contract$1,699,888
- Aug 28, 2026Price change$1,699,888−$100,112
- May 8, 2026Listed$1,800,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $385/sq ft; this home is listed at $321/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 13050 Mandarin Road, Jacksonville, FL 32223Listed by ABOVE BAR REALTY LLC | Jan 2026 | $1,260,000 | $308 | 4/4.5 | 4,091 | 12 | 0.7 |
| 1619 Mandarin Manor Road, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Dec 2025 | $1,766,215 | $385 | 5/4.5 | 4,587 | 37 | 0.7 |
| 13936 Mandarin Road, Jacksonville, FL 32223Listed by PREMIER HOMES REALTY INC | May 2026 | $3,166,000 | $656 | 3/4 | 4,827 | 98 | 1 |
| 12775 Mandarin Road, Jacksonville, FL 32223Listed by SMILEEHOUSE AUCTION CO LLC | Aug 2025 | $550,000 | $129 | 5/3.5 | 4,264 | 53 | 1.1 |
| 13918 Mandarin Oaks Lane, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2025 | $2,000,000 | $349 | 6/6.5 | 5,734 | 71 | 1.2 |
| 12819 River Story Way, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $1,900,000 | $479 | 5/4.5 | 3,968 | 0 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DJ & LINDSEY REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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