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Active

Active·66 days on market

968 Misty Maple Court

Orange Park, FL 32065

$537,900$164/sqftEst. $2,774/moMLS# 2148406

Beds

Baths

3,278

Sq Ft

2004

Built

Garage

Pool

About this home

Orange Park

Looking for My New Owner in Nature's Hammock! I'm a beautiful brick home available in Nature's Hammock, and I'm ready to welcome my next owners. With 3,278 square feet of thoughtfully designed living space, I offer 5 spacious bedrooms, 3.5 bathrooms, a dedicated office with a walk-in closet, and a versatile bonus room--perfect for growing families, multi-generational living, or anyone who loves having extra space to relax and entertain. Situated on one of the largest cul-de-sac lots in the neighborhood, I back to a peaceful nature preserve, providing exceptional privacy and breathtaking sunset views. As my new owner, you'll enjoy all that the Oakleaf community has to offer, including resort-style pools, a water park, fitness center, pickleball courts, playgrounds, and recreation areas. Families will also appreciate access to highly rated A-rated schools, making this an exceptional place to call home. Could I be the home you've been looking for? Come experience everything I have...

Cost to own

Mortgage calculator

Home Price

$537,900

Down Payment: 20%

$107,580

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,774

Principal & Interest: $2,774

Property taxes (est.): $824

Insurance (est.): $359

Estimated Total Monthly

$3,957

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,774

Property taxesest. at asking price, Clay County$824

HOAbilled annually$7

Estimated total, before insurance$3,605/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,792/yr · $399/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$406,525	$156,787	—
2024	$417,422	$151,661	—
2023	$422,362	$145,788	—
2022	$366,772	$140,086	—
2021	$311,433	$134,550	—
2020	$283,800	$132,002	—

2025 property taxes (current owner): $4,792/yr

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,798 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 21, 2026Price change$537,900−$11,000
Jun 3, 2026Listed$548,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$537,900

Price / Sq Ft$164

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,278

Total Structure Area4,064 sq ft

Acres0.30 acres

Year Built2004

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryOakleaf Village

MiddleOakleaf Jr High

HighOakleaf High School

Community Information

Address968 Misty Maple Court, Orange Park, FL 32065

Area139-Oakleaf/Orange Park/NW Clay County

SubdivisionNatures Hammock

CityOrange Park

CountyClay

StateFL

Zip Code32065

Lot Size13,068 sq ft

Parcel Number09042500786801160

ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Dog Park, Fitness Center, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, His and Hers Closets, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave

HeatingCentral

CoolingCentral Air

FlooringCarpet, Stone, Tile, Vinyl, Wood

FireplaceYes

# of Fireplaces1

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup