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This home is in Cordova Palms, St. Augustine.

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Pending

Pending·70 days on market·Cordova Palms

68 Posadas Lane

St. Augustine, FL 32095

$389,000$191/sqftEst. $2,070/moMLS# 2144037
3
Beds
2
Baths
2,034
Sq Ft
2024
Built
2
Garage
No
Pool

About this home

Cordova Palms

Welcome to life in beautiful St. Augustine at sought-after Cordova Palms -- where modern comfort, thoughtful upgrades, and an exceptional location come together to create the perfect place to call home. This well-maintained, move-in-ready home offers a functional and inviting layout with comfortable living spaces designed for both everyday living and entertaining. The fully fenced backyard creates a private outdoor retreat perfect for relaxing, pets, play, or gathering with friends and family. The patio's outdoor gas hookup makes grilling and outdoor cooking easy and convenient, while the epoxied garage floor adds a clean, polished touch with lasting durability. Upstairs, you'll find a versatile flex space that can easily serve as a second living area, media room, playroom, home office, fitness space, or study nook--offering the flexibility today's buyers are looking for.

Cost to own

Mortgage calculator

$389,000
$77,800
Loan Term
Monthly Payment
$1,977
Principal & Interest: $1,977
Est. Taxes & Insurance: $494
Estimated Total Monthly
$2,472
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,070
Property taxesest. at asking price, St. Johns County$518
HOAbilled monthly$74
Estimated total, before insurance$2,662/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,226,200 in July 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$313,034$313,034
2024$75,000$75,000

2025 property taxes (current owner): $4,385/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$389,000
Price / Sq Ft$191
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,034
Acres0.12 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryCrookshank
MiddleSebastian
HighSt. Augustine

Community Information

Address68 Posadas Lane, St. Augustine, FL 32095
Area307-World Golf Village Area-SE
SubdivisionCordova Palms
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size5,227.2 sq ft
Parcel Number0725715480

Amenities

AmenitiesPool, Dog Park, Fitness Center, Playground
UtilitiesCable Connected, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
FencingFenced, Back Yard, Full, Vinyl
RoofShingle
ConstructionComposition Siding
Road SurfacePaved

Additional Information

Date ListedMay 7, 2026
Days on Market56
HOA Fees$74 / Monthly
HOA FrequencyMonthly
HOA NameCordova Palms
HOA Fee IncludesInternet
Tax Amount$4,385.13
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Cordova Palms

Cordova Palms is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Cordova Palms homes for sale →

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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