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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cordova Palms, St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Aug 3, 2026·56 days on market·Recent sales in Cordova Palms·Cordova Palms

68 Posadas Lane

St. Augustine, FL 32095

$384,000sold priceListed at $389,000 · 98.7% of asking$189/sqftMLS# 2144037
3
Beds
2.5
Baths
2,034
Sq Ft
2024
Built
2
Garage
No
Pool

34 more homes for sale in Cordova Palms →Search Cordova Palms on the map

HOA $74/mo5,227 sqft lotSingle Family Residence2 stories

About this home

Cordova Palms

Welcome to life in beautiful St. Augustine at sought-after Cordova Palms -- where modern comfort, thoughtful upgrades, and an exceptional location come together to create the perfect place to call home. This well-maintained, move-in-ready home offers a functional and inviting layout with comfortable living spaces designed for both everyday living and entertaining. The fully fenced backyard creates a private outdoor retreat perfect for relaxing, pets, play, or gathering with friends and family. The patio's outdoor gas hookup makes grilling and outdoor cooking easy and convenient, while the epoxied garage floor adds a clean, polished touch with lasting durability. Upstairs, you'll find a versatile flex space that can easily serve as a second living area, media room, playroom, home office, fitness space, or study nook--offering the flexibility today's buyers are looking for.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,127
Property taxesest. at asking price, St. Johns County$511
HOAbilled monthly$74
Estimated total, before insurance$2,712/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,385/yr · $365/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$384,000
$76,800
Loan Term
Monthly Payment
$2,127
Principal & Interest: $2,127
Property taxes (est.): $511
Insurance (est.): $256
Estimated Total Monthly
$2,894
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $1,226,200 in July 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$313,034$313,034—
2024$75,000$75,000—

2025 property taxes (current owner): $4,385/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 27, 2026Closed$389,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $191/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
39 Carbonell Place, St. Augustine, FL 32095Listed by COMPASS FLORIDA LLCSep 2026$365,000$1953/21,869520.1
105 Carbonell Place, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCMay 2026$385,000$1954/2.51,975380.1
64 Villanueva Trail, St. Augustine, FL 32095Listed by NON MLS (realMLS)Sep 2026$420,000$1914/32,20110.2
443 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCSep 2026$429,990$1914/32,2481530.3
260 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCSep 2026$419,990$1924/32,1881610.3
448 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCSep 2026$410,000$1864/32,2011000.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$389,000
Price / Sq Ft$191
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,034
Acres0.12 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address68 Posadas Lane, St. Augustine, FL 32095
Area307-World Golf Village Area-SE
SubdivisionCordova Palms
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size5,227.2 sq ft
Parcel Number0725715480

Amenities

AmenitiesPool, Dog Park, Fitness Center, Playground
UtilitiesCable Connected, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
FencingFenced, Back Yard, Full, Vinyl
RoofShingle
ConstructionComposition Siding
Road SurfacePaved

Additional Information

Date ListedMay 7, 2026
Days on Market56
HOA Fees$74 / Monthly
HOA FrequencyMonthly
HOA NameCordova Palms
HOA Fee IncludesInternet
Tax Amount$4,385.13
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cordova Palms

Cordova Palms is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32095.

View all Cordova Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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