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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cordova Palms, St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Sep 3, 2026·52 days on market·Recent sales in Cordova Palms·Cordova Palms

39 Carbonell Place

St. Augustine, FL 32095

$365,000sold priceListed at $365,000 · 100% of asking$195/sqftMLS# 2151751
3
Beds
2
Baths
1,869
Sq Ft
2024
Built
2
Garage
No
Pool

34 more homes for sale in Cordova Palms →Search Cordova Palms on the map

FEMA Zone XHOA $70/moSingle Family Residence1 story

About this home

Cordova Palms

PRICE IMPROVEMEMT!!! Looking for that effortless ''new home'' feel without the wait? This ''Ansley Model'' in Cordova Palms is move-in ready. From the moment you step inside, the bright, white kitchen sets a modern, airy tone that flows perfectly through the open living spaces. The current owners didn't miss a beat with the upgrades. You'll find stylish, high-end lighting throughout and decorative concrete coatings on the garage floor and both patios--elevating the outdoor space into a true extension of the home. It's a 3-bedroom, 2-bathroom layout that feels both spacious and functional,complete with a Ring doorbell for modern convenience and a two-car garage. Don't forget the soft water system. One of the best perks? All appliances and blinds stay with the home, making your transition seamless. Between the low HOA fees and the incredible community amenity center, this property offers a lifestyle that's hard to beat. Come see why this one feels like home the second you walk (more

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,022
Property taxesest. at asking price, St. Johns County$486
HOAbilled annually$70
Estimated total, before insurance$2,577/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$365,000
$73,000
Loan Term
Monthly Payment
$2,022
Principal & Interest: $2,022
Property taxes (est.): $486
Insurance (est.): $243
Estimated Total Monthly
$2,751
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $2,288,800 in August 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$315,061$243,660—
2024$75,000$75,000—

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 3, 2026Closed$365,000
  • Aug 20, 2026Active Under Contract$365,000
  • Aug 9, 2026Price change$365,000−$10,000
  • Jun 22, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $195/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
68 Posadas Lane, St. Augustine, FL 32095Listed by RE/MAX UNLIMITEDAug 2026$384,000$1893/2.52,034560.1
105 Carbonell Place, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCMay 2026$385,000$1954/2.51,975380.1
64 Villanueva Trail, St. Augustine, FL 32095Listed by NON MLS (realMLS)Sep 2026$420,000$1914/32,20110.2
723 Cordova Palms Parkway, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCJul 2026$420,000$2253/21,8641710.2
374 Villanueva Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCJul 2026$435,000$1905/32,286430.3
196 Villanueva Trail, St. Augustine, FL 32095Listed by OLYMPUS EXECUTIVE REALTY, INCJul 2026$423,913$2283/21,86200.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$365,000
Price / Sq Ft$195
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,869
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address39 Carbonell Place, St. Augustine, FL 32095
Area307-World Golf Village Area-SE
SubdivisionCordova Palms
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0725715040
ZoningResidential

Amenities

AmenitiesPool, Dog Park, Fitness Center, Park, Playground
Community FeaturesSidewalks, Curbs
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Gas Cooktop, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJune 22, 2026
Days on Market52
HOA Fees$840 / Annually
HOA FrequencyAnnually
HOA NameFloridian Property Management
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cordova Palms

Cordova Palms is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32095.

View all Cordova Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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