This home is in Cordova Palms, St. Augustine — a home near St. Augustine High School.
Active·Listed today·Cordova Palms
73 Serrao Court
St. Augustine, FL 32095
31 more homes for sale in Cordova Palms →Search Cordova Palms on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Cordova Palms
Why wait to build when the upgrades, outdoor living and premium homesite are already done? Built in 2024, this Dream Finders Amherst II offers 4 bedrooms, 3 full baths, a spacious loft and 2,195 sq. ft. on an oversized 0.35-acre cul-de-sac homesite in Cordova Palms. Tucked more than a mile into the community, the home backs to preserve with no immediate neighbor to the right, creating a private, open setting that's hard to replicate with new construction. Inside, an open-concept layout is complemented by extended kitchen cabinetry, additional counter space and thoughtful upgrades throughout. Outside is where this home truly stands apart. The fully fenced backyard features approximately 1,000 sq. ft. of pavers, a 20' x 15' pergola and stone fire pit, creating an incredible outdoor living and entertaining space. An extended paver driveway, gutters with leaf guards, dedicated irrigation meter and additional improvements mean the work has already been done.
Next steps in Cordova Palms
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:19 AM, sunset 7:11 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,764/yr
Estimated taxes if purchased at asking price: ~$7,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 1, 2026Listed$475,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Cordova Palms
Cordova Palms is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32095.
View all Cordova Palms homes for sale →Keep looking
More homes in Cordova Palms
For Sale364 Villanueva TrailSt. Augustine, FL 32095
4 bd · 3 ba · 2,248 sq ft
$479,990Est. $2,555/moWelcome to Cordova Palms Community in St Johns County! Low CDD & HOA Fees. Amazing amenities, Clubhouse, Gym, Pool,…
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For Sale490 Barbosa TrailSt. Augustine, FL 32095
5 bd · 3.5 ba · 2,956 sq ft
$479,990Est. $2,555/moWelcome to our St Johns Community, Cordova Palms! Low CDD & HOA Fees. Amazing amenities, Clubhouse, Gym, Pool,…
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For Sale373 Barbosa TrailSt. Augustine, FL 32095
5 bd · 3 ba · 2,286 sq ft
$469,990Est. $2,501/moWelcome to our St Augustine Community! Low CDD & HOA Fees. Amazing amenities, Clubhouse, Gym, Pool, Playground, Pickle…
Listing Office: eagles world realty, inc
For Sale582 Barbosa TrailSt. Augustine, FL 32095
5 bd · 3.5 ba · 2,956 sq ft
$489,990Est. $2,608/moWelcome to our St Johns Community, Cordova Palms! Low CDD & HOA Fees. Amazing amenities, Clubhouse, Gym, Pool,…
Listing Office: eagles world realty, inc
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines