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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cordova Palms, St. Augustine a new construction home in St. Johns County.

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Active

Active·90 days on market·Cordova Palms

382 Barbosa Trail

St. Augustine, FL 32095

$434,990$190/sqftEst. $2,304/moMLS# 2151785
$3,000 below original list
4
Beds
3
Baths
2,286
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $70/moSingle Family Residence2 storiesNew construction

About this home

Cordova Palms

Welcome to Cordova Palms at St Augustine. Low CDD & HOA Fees. Amazing amenities, Clubhouse, Gym, Pool, Playground, Pickle Ball, Dog Park and so much more. Lot 613. Start Packing.... The Emory II boasts, 2286 sf. a beautifully designed home featuring 4 bedrooms, 3 full bathrooms. As you enter, you'll find a versatile Dining/Study, ideal for work or family festive gatherings. The spacious living area flows seamlessly into the modern kitchen, creating an inviting atmosphere for entertaining! Home Includes, double gas range ovens, 42'' white kitchen cabinets w/cove molding, stainless steel double range ovens, w/microwave and vented to the exterior! Quartz kitchen countertop, the kitchen island is perfect for entertaining! Great owners' bathroom, w/a tiled walk-in shower with a glass shower door, oversized large closet!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,304
Property taxesest. at asking price, St. Johns County$579
HOAbilled monthly$70
Estimated total, before insurance$2,952/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$434,990
$86,998
Loan Term
Monthly Payment
$2,304
Principal & Interest: $2,304
Property taxes (est.): $579
Insurance (est.): $290
Estimated Total Monthly
$3,172
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 11, 2026Price change$434,990+$1,000
  • Aug 21, 2026Price change$433,990$4,000
  • Jun 22, 2026Listed$437,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$434,990
Price / Sq Ft$190
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,286
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address382 Barbosa Trail, St. Augustine, FL 32095
Area307-World Golf Village Area-SE
SubdivisionCordova Palms
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0725716130

Amenities

UtilitiesSewer Available
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Disposal, Double Oven, Gas Oven, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedJune 22, 2026
Days on Market81
HOA Fees$70 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: EAGLES WORLD REALTY, INC · orgest@eaglesworldrealty.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cordova Palms

Cordova Palms is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Cordova Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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