Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Cordova Palms, St. Augustine — a new construction home in St. Johns County.

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Active

Active·2 days on market·Cordova Palms

433 Barbosa Trail

St. Augustine, FL 32095

$419,990$223/sqftEst. $2,299/moMLS# 2167645

Beds

Baths

1,880

Sq Ft

2026

Built

Garage

Pool

33 more homes for sale in Cordova Palms →Search Cordova Palms on the map

FEMA Zone XHOA $70/moSingle Family Residence1 storyNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Cordova Palms

Welcome to Cordova Palms Community in St Johns County! This beautifully designed Award-Winning Naples Floor Plan boasts 4-bedroom, 2-bathroom home offers 1,880 square feet of comfortable living space, 9' ceilings! Lot 656, backs to conservation. Perfect for families of all sizes. Enter into a bright, open-concept living area that seamlessly flows into the modern kitchen and dining space, creating an inviting atmosphere for gatherings. The well-appointed kitchen features ample counter space and storage, making meal prep a breeze. Retreat to the spacious primary suite with a private en-suite bath, while three additional bedrooms provide flexibility for guests, a home office, or playroom. 42" gray kitchen cabinets, w/crown molding, kitchen quartz countertop, double gas range w/microwave, kitchen exhaust above gas range to the exterior, tile in all bathroom flooring, wood look tile in the main areas, upgraded carpet in all bedrooms, raised vanities in all baths including quartz countert

Next steps in Cordova Palms

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,299

Property taxesest. at asking price, St. Johns County$559

HOAbilled monthly$70

Estimated total, before insurance$2,928/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$419,990

Down Payment: 20%

$83,998

Interest Rate: 7.28%

Loan Term

Monthly Payment

$2,299

Principal & Interest: $2,299

Property taxes (est.): $559

Insurance (est.): $280

Estimated Total Monthly

$3,138

*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Oct 2, 2026Listed$419,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$419,990

Price / Sq Ft$223

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,880

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address433 Barbosa Trail, St. Augustine, FL 32095

Area307-World Golf Village Area-SE

SubdivisionCordova Palms

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Parcel Number0725716560

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Pickleball, Playground

UtilitiesCable Available, Natural Gas Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesOpen Floorplan

AppliancesDishwasher, Disposal, Double Oven, Gas Oven, Gas Range, Microwave, Tankless Water Heater

HeatingCentral

CoolingCentral Air

# of Stories1

LevelsOne

Additional Information

Date ListedOctober 2, 2026

Days on Market0

HOA Fees$70 / Monthly

HOA FrequencyMonthly

HOA Fee IncludesInternet

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: EAGLES WORLD REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cordova Palms

Cordova Palms is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32095.

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