This home is in Pioneer Village, Ponte Vedra.

1 / 43

Pending

Pending·67 days on market·Pioneer Village

368 Pioneer Village Drive

Ponte Vedra, FL 32081

$585,900$361/sqftEst. $3,118/moMLS# 2143814

Beds

Baths

1,623

Sq Ft

2020

Built

Garage

Pool

About this home

Pioneer Village

Adorable cottage-style home perfectly situated on one of the best homesites in the community, offering exceptional privacy with preserve views along the side and back of the property. The oversized fenced backyard provides plenty of space for a pool, play area or pets. Enjoy Florida living at its finest with an extended screened-in lanai designed for fabulous outdoor entertaining and relaxing, plus an additional extended patio for grilling or sun bathing. Inside, the home features a bright and open floor plan with the kitchen, dining, and family rm seamlessly connected--ideal for both everyday living and hosting guests. The split-bedroom layout offers added privacy, with the primary suite tucked away from the secondary bedrooms for a peaceful retreat. Charming, functional, and perfectly located, this home is ready for you to move in and enjoy. A limited 10 year warranty still applies and transfers to new buyer. Solar panels (leased) transfer as well.

Cost to own

Mortgage calculator

Home Price

$585,900

Down Payment: 20%

$117,180

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,978

Principal & Interest: $2,978

Est. Taxes & Insurance: $745

Estimated Total Monthly

$3,723

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,118

Property taxesest. at asking price, St. Johns County$780

HOAbilled annually$79

Estimated total, before insurance$3,977/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$484,304	$212,740	—
2024	$460,069	$186,163	—
2023	$470,067	$179,284	—
2022	$365,905	$172,606	—
2021	$309,167	$166,122	—
2020	$80,000	$80,000	—

2025 property taxes (current owner): $5,389/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,777 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$585,900

Price / Sq Ft$361

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,623

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

Property ConditionUpdated/Remodeled

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address368 Pioneer Village Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionPioneer Village

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Parcel Number0704920250

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management - Off Site, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Connected, Natural Gas Available, Natural Gas Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit

SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)