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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pioneer Village, Ponte Vedra — a home near Allen D. Nease High School.

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Sold

Sold·Closed Jul 16, 2026·46 days on market·Recent sales in Pioneer Village·Pioneer Village

368 Pioneer Village Drive

Ponte Vedra, FL 32081

$550,000sold priceListed at $585,900 · 93.9% of asking$339/sqftMLS# 2143814
3
Beds
2
Baths
1,623
Sq Ft
2020
Built
2
Garage
No
Pool

3 more homes for sale in Pioneer Village →Search Pioneer Village on the map

HOA $79/moSingle Family Residence1 story

About this home

Pioneer Village

Adorable cottage-style home perfectly situated on one of the best homesites in the community, offering exceptional privacy with preserve views along the side and back of the property. The oversized fenced backyard provides plenty of space for a pool, play area or pets. Enjoy Florida living at its finest with an extended screened-in lanai designed for fabulous outdoor entertaining and relaxing, plus an additional extended patio for grilling or sun bathing. Inside, the home features a bright and open floor plan with the kitchen, dining, and family rm seamlessly connected--ideal for both everyday living and hosting guests. The split-bedroom layout offers added privacy, with the primary suite tucked away from the secondary bedrooms for a peaceful retreat. Charming, functional, and perfectly located, this home is ready for you to move in and enjoy. A limited 10 year warranty still applies and transfers to new buyer. Solar panels (leased) transfer as well.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,046
Property taxesest. at asking price, St. Johns County$732
HOAbilled annually$79
Estimated total, before insurance$3,857/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,389/yr · $449/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$550,000
$110,000
Loan Term
Monthly Payment
$3,046
Principal & Interest: $3,046
Property taxes (est.): $732
Insurance (est.): $367
Estimated Total Monthly
$4,145
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,777 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$484,304$212,740—
2024$460,069$186,163—
2023$470,067$179,284—
2022$365,905$172,606—
2021$309,167$166,122—
2020$80,000$80,000—

2025 property taxes (current owner): $5,389/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 19, 2026Closed$585,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $294/sq ft; this home is listed at $361/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
425 Union Hill Drive, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCJul 2026$505,000$2832/21,786760.2
453 Vista Lake Circle, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS ST JOHNSSep 2026$505,000$2873/21,757370.3
513 Vista Lake Circle, Ponte Vedra, FL 32081Listed by PALM VALLEY REALTY PLLCAug 2026$495,000$3033/21,6311120.3
553 Vista Lake Circle, Ponte Vedra, FL 32081Listed by LOKATIONJul 2026$500,000$3143/21,592520.3
293 Sweet Pine Trail, Ponte Vedra, FL 32081Listed by JPAR CITY AND BEACHSep 2026$572,500$2912/21,96480.9
100 Broadhaven Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$450,000$2942/21,52911

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$585,900
Price / Sq Ft$361
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,623
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address368 Pioneer Village Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionPioneer Village
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Parcel Number0704920250
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management - Off Site, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesCable Connected, Natural Gas Available, Natural Gas Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit
SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)

Exterior

Lot DescriptionDead End Street, Many Trees, Sprinklers In Front, Sprinklers In Rear, Wetlands, Wooded
Patio / PorchCovered, Front Porch, Patio, Rear Porch, Screened
FencingFenced, Back Yard, Full, Wrought Iron
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMay 11, 2026
Days on Market46
HOA Fees$949 / Annually
HOA FrequencyAnnually
HOA NameCrosswater Homeowners Assc/May Management Services
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,389.13
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pioneer Village

Pioneer Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Pioneer Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines