This home is in Jacksonville — a waterfront home in Jacksonville.
$3,199,000Active Under Contract4 bd · 5.5 ba · 4,846 sq ft
Active Under Contract·185 days on market
2604 Tacito Trail
Jacksonville, FL 32223
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About this home
Jacksonville
MAIN HOUSE at 4,846 SQFT + GUEST HOUSE at 2100 SQFT! Opportunities like this one on the St Johns River are extremely rare and this NEARLY 3 ACRE PRIVATE ESTATE with over 300 FT of direct RIVER FRONTAGE in the heart of Mandarin truly stands apart. Set behind a GATED ENTRY and surrounded by mature landscaping, this incredible private estate offers a unique combination of land, water, and flexibility that is increasingly difficult to find in today's market. The MAIN RESIDENCE offers approximately thoughtfully designed living space with 4 BEDROOM & 5 1/2 BATHS, centered around a functional winged layout that provides both privacy and flow. Multiple gathering areas are ideal for entertaining, including a spacious family room with a bar, a dedicated wine room, and expansive living areas that open to the outdoors. Timeless architectural details and custom craftsmanship are evident throughout, adding warmth and character to the home.
The home, continued
The facts
Arrival
- Built
- 1979
- Lot
- 2.67 acres
- Setting
- Cul-De-Sac, Historic Area
- Construction
- Brick, Stucco · Shingle, Other roof
- Garage
- 2 spaces · Attached, Circular Driveway, Garage, Garage Door Opener
- Security
- Security Gate, Security Lights, Security System Owned
The home, continued
The facts
Living and kitchen
- Living area
- 4,846 sq ft
- Levels
- Two
- Flooring
- Carpet, Tile
- Fireplaces
- 3 · Double Sided, Gas, Wood Burning
- Kitchen
- Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Induction Cooktop, Microwave, Refrigerator, Trash Compactor, Washer, Water Softener Owned, Wine Cooler
- Interior
- Breakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Central Vacuum, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Wine Cellar
Walk through it
The listing’s virtual tour, without leaving this page.
The home, continued
The facts
The suites
- Bedrooms
- 4
- Baths
- 5 full · 1 half
The home, continued
The facts
Outside
- Pool
- In Ground, Gas Heat, Heated, Waterfall
- Spa
- In Ground, Heated
- Water
- Navigable Water, River Front
- View
- Protected Preserve, River, Trees/Woods
- Porches
- Awning(s), Covered, Deck, Patio, Porch, Rear Porch
- Exterior
- Boat Slip, Dock, Storm Shutters
- Other structures
- Guest House
The home, continued
The facts
The rest of the house
- Heating
- Central
- Cooling
- Central Air
- Laundry
- Lower Level
- Water and sewer
- Private, Well · Public Sewer
Photos, captions and facts from the listing in the realMLS feed.
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Mostly Zone X: 52% of this 2.7-acre lot is outside FEMA's high-risk flood zones
The other 48% is Zone AE (48%). Lenders decide flood insurance by where the house itself stands; the lender's flood determination, a survey or an elevation certificate settles that.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle, Other — year not disclosed (home built 1979)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave Sabout 17 mi · 28 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 6 mi · 4 mi of trails
Closest public boat ramp
Mandarin Park Boat Rampabout 3 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
County Dock Hand Launch Areaabout 0.3 mi · St. Johns River
Closest youth league fields
Rogers Parkabout 1 mi · Soccer
Closest grocery store
Publixabout 0.7 mi · 11406 San Jose Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $2,582,525 | $1,409,574 | ▲ $157,547 |
| 2024 | $2,429,889 | $1,369,141 | ▲ $376,981 |
| 2023 | $2,085,659 | $1,327,807 | — |
| 2022 | $2,051,481 | $1,287,677 | — |
| 2021 | $1,793,961 | $1,252,143 | — |
| 2020 | $1,772,657 | $1,234,165 | — |
2025 property taxes (current owner): $25,951/yr
Estimated taxes if purchased at asking price: ~$62,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 8, 2026Active Under Contract$3,199,000
- Sep 8, 2026Price change$3,199,000−$150,000
- Aug 3, 2026Price change$3,349,000−$246,000
- May 5, 2026Listed$3,595,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $274/sq ft; this home is listed at $660/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2628 Tacito Trail, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Dec 2025 | $1,150,000 | $283 | 5/3.5 | 4,064 | 65 | 0.1 |
| 11802 Mandarin Road, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $1,593,720 | $412 | 4/4 | 3,869 | 49 | 0.3 |
| 2676 Scott Mill, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTS PV | May 2026 | $1,096,000 | $266 | 5/4 | 4,116 | 12 | 0.6 |
| 10743 Waverly Bluff Way, Jacksonville, FL 32223Listed by PREMIER HOMES REALTY INC | Apr 2026 | $1,275,000 | $274 | 5/4.5 | 4,660 | 463 | 0.6 |
| 2562 Loretto Road, Jacksonville, FL 32223Listed by ERA ONETEAM REALTY | Jul 2025 | $1,050,000 | $274 | 4/4 | 3,838 | 26 | 0.6 |
| 11550 Mandarin Cove Lane, Jacksonville, FL 32223Listed by REDFIN CORPORATION | Jul 2025 | $1,300,000 | $257 | 6/4.5 | 5,049 | 29 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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