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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold·Closed Dec 31, 2025·65 days on market·Recent sales in Mandarin

2628 Tacito Trail

Jacksonville, FL 32223

$1,150,000sold priceListed at $1,150,000 · 100% of asking$283/sqftMLS# 2110341
5
Beds
3.5
Baths
4,064
Sq Ft
1980
Built
2.5
Garage
Yes
Pool
No HOA1.15 acresWaterfrontSingle Family Residence2 stories

About this home

Jacksonville

PRICE DROP! Situated on over an acre in sought-after Mandarin, 2628 Tacito Trail offers a rare blend of privacy and true waterfront living. This 5-bed, 3.5-bath home spans more than 4,000 sq ft, includes a bonus loft that could be a perfect office or playroom and a space for an indoor gym! The home sits on navigable water with a private dock and boat lift, ideal for boating enthusiasts. A newer roof and a whole-house generator provide peace of mind, while the large lot with mature landscaping creates a serene setting. Inside, generous living areas, vaulted ceilings, a fireplace, and an updated kitchen with island and stainless appliances make entertaining easy. Outdoor living shines with a screened pool, covered lanai, and sweeping water views—perfect for enjoying Florida's indoor-outdoor lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$6,320
Property taxesest. at asking price, Duval County$1,878
Estimated total, before insurance$8,198/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$10,799/yr · $900/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,625 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $10,799/yr

Estimated taxes if purchased at asking price: ~$22,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $274/sq ft; this home is listed at $283/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11135 Scott Mill Road, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$860,000$2584/2.53,32710.3
11802 Mandarin Road, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,593,720$4124/43,869490.3
2718 Claire Lane, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$980,000$2894/43,38830.4
2818 Claire Lane, Jacksonville, FL 32223Listed by WATSON REALTY CORPMay 2026$524,480$1824/3.52,876130.5
2676 Scott Mill, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTS PVMay 2026$1,096,000$2665/44,116120.6
10743 Waverly Bluff Way, Jacksonville, FL 32223Listed by PREMIER HOMES REALTY INCApr 2026$1,275,000$2745/4.54,6604630.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,150,000
Price / Sq Ft$283
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage4,064
Acres1.15 acres
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
StyleMid-Century Modern
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2.5
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure, Solar Heat
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2628 Tacito Trail, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionTacito Trail
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size50,094 sq ft
Parcel Number1055861016

Amenities

UtilitiesElectricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePrivate, Well
ParkingCircular Driveway, Garage
Waterfront TypeCreek, Navigable Water

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler
HeatingElectric
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryLower Level
Window FeaturesSkylight(s)
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesBoat Lift, Dock, Fire Pit
Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Patio, Rear Porch, Screened
FencingWrought Iron
RoofShingle
ConstructionBrick, Wood Siding
Other StructuresBoat House

Additional Information

Date ListedSeptember 26, 2025
Days on Market65
Tax Amount$10,799.02
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: CASTILLO REAL ESTATE JAX (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 31, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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