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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Creek, St. Johns — a pool home in St. Johns County.

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Sold

Sold·Closed Aug 25, 2026·47 days on market·Recent sales in Julington Creek·Julington Creek

3225 Bishop Estates Road

St. Johns, FL 32259

$2,175,000sold priceListed at $2,200,000 · 98.9% of asking$438/sqftMLS# 2143443
6
Beds
5
Baths
4,964
Sq Ft
2004
Built
4
Garage
Yes
Pool

32 more homes for sale in Julington Creek →Search Julington Creek on the map

FEMA Zone XHOA $48/mo2.13 acresWaterfrontSingle Family Residence2 stories

About this home

Julington Creek

Experience luxury WATERFRONT living in this exceptional POOL home in Julington Creek Plantation. Set on an expansive 2.13-acre homesite, this remarkable estate offers breathtaking views of scenic Durbin Creek w/ DIRECT ACCESS to the St. Johns River, creating the ultimate backdrop for boating, entertaining & everyday tranquility. From your dock, complete w/ covered BOATLIFT, running water & electricity, you can effortlessly enjoy life on the water. Designed for comfort & sophistication, this home features a thoughtful layout anchored by a gourmet kitchen w/island, premium stainless appliances, walk-in pantry & perfectly suited for gatherings. Step outside & experience the screened-in saltwater pool & spa, huge outdoor kitchen, & inviting fire pit w/ built-in seating that creates an incredible setting for year-round outdoor living. Additional highlights include a whole-house generator, elevator, central vacuum, landscape lighting, Roof(2022), SUB ZERO refrigerator, GATED, water softener

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$12,047
Property taxesest. at asking price, St. Johns County$2,894
HOAbilled annually$48
Estimated total, before insurance$14,990/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,175,000
$435,000
Loan Term
Monthly Payment
$12,047
Principal & Interest: $12,047
Property taxes (est.): $2,894
Insurance (est.): $1,450
Estimated Total Monthly
$16,392
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $1,870,000 in February 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,433,230$1,382,508—
2024$1,394,495$1,394,495—
2023$1,341,947$0—
2022$1,140,834$0—
2021$927,458$877,458—
2020$941,695$891,695—

Estimated taxes if purchased at asking price: ~$34,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 25, 2026Closed$2,200,000
  • Jul 16, 2026Active Under Contract$2,200,000
  • Jul 9, 2026Active$2,200,000
  • May 29, 2026Listed$2,200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $232/sq ft; this home is listed at $443/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
536 E Kesley Lane, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,012,000$2415/44,206720.1
824 E Dorchester Drive, St. Johns, FL 32259Listed by SELECT REALTY LLCJul 2026$1,000,000$2466/44,072120.4
735 E Dorchester Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTYJun 2026$979,000$2316/54,243460.4
516 Bronze Branch Court, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,000,000$2325/54,315660.9
1178 Eastwood Branch Drive, St. Johns, FL 32259Listed by LOWEST FEE REALTY LLCJul 2026$700,000$1975/43,557150.9
969 W Tennessee Trace, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$505,000$1436/43,5231481.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,200,000
Price / Sq Ft$443
Bedrooms6
Bathrooms5.00
Full Baths5
Square Footage4,964
Acres2.13 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages4
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Salt Water, Screen Enclosure
Is WaterfrontYes

School Information

Community Information

Address3225 Bishop Estates Road, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Creek Plan
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size92,782.8 sq ft
Parcel Number2498300140

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCircular Driveway, Gated, Secured
ViewCreek/Stream, Trees/Woods

Interior

Interior FeaturesBuilt-in Features, Central Vacuum, Eat-in Kitchen, Elevator, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundrySink
SecuritySecurity Gate
Spa FeaturesIn Ground, Private

Exterior

Exterior FeaturesBalcony, Boat Lift, Dock, Fire Pit, Outdoor Kitchen
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchScreened
FencingFenced
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedMay 29, 2026
Days on Market47
HOA Fees$580 / Annually
HOA FrequencyAnnually
HOA NameVesta Property
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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