This home is in Julington Creek, St. Johns.

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Active

Active·47 days on market·Julington Creek

3225 Bishop Estates Road

St. Johns, FL 32259

$2,200,000$443/sqftEst. $11,709/moMLS# 2143443

Beds

Baths

4,964

Sq Ft

2004

Built

Garage

Yes

Pool

About this home

Julington Creek

Experience luxury WATERFRONT living in this exceptional POOL home in Julington Creek Plantation. Set on an expansive 2.13-acre homesite, this remarkable estate offers breathtaking views of scenic Durbin Creek w/ DIRECT ACCESS to the St. Johns River, creating the ultimate backdrop for boating, entertaining & everyday tranquility. From your dock, complete w/ covered BOATLIFT, running water & electricity, you can effortlessly enjoy life on the water. Designed for comfort & sophistication, this home features a thoughtful layout anchored by a gourmet kitchen w/island, premium stainless appliances, walk-in pantry & perfectly suited for gatherings. Step outside & experience the screened-in saltwater pool & spa, huge outdoor kitchen, & inviting fire pit w/ built-in seating that creates an incredible setting for year-round outdoor living. Additional highlights include a whole-house generator, elevator, central vacuum, landscape lighting, Roof(2022), SUB ZERO refrigerator, GATED, water softener

Cost to own

Mortgage calculator

Home Price

$2,200,000

Down Payment: 20%

$440,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$11,113

Principal & Interest: $11,113

Est. Taxes & Insurance: $2,778

Estimated Total Monthly

$13,891

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$11,709

Property taxesest. at asking price, St. Johns County$2,927

HOAbilled annually$48

Estimated total, before insurance$14,685/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,870,000 in February 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$1,433,230	$1,382,508	—
2024	$1,394,495	$1,394,495	—
2023	$1,341,947	$0	—
2022	$1,140,834	$0	—
2021	$927,458	$877,458	—
2020	$941,695	$891,695	—

Estimated taxes if purchased at asking price: ~$35,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 9, 2026Active$2,200,000
May 29, 2026Listed$2,200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,200,000

Price / Sq Ft$443

Bedrooms6

Bathrooms5.00

Full Baths5

Square Footage4,964

Acres2.13 acres

Year Built2004

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages4

Has PoolYes

Pool FeaturesIn Ground, Gas Heat, Salt Water, Screen Enclosure

Is WaterfrontYes

School Information

ElementaryJulington Creek

MiddleFruit Cove

HighCreekside

Community Information

Address3225 Bishop Estates Road, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionJulington Creek Plan

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size92,782.8 sq ft

Parcel Number2498300140

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Playground

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingCircular Driveway, Gated, Secured

ViewCreek/Stream, Trees/Woods

Waterfront TypeCreek, Navigable Water, River Access

Interior

Interior FeaturesBuilt-in Features, Central Vacuum, Eat-in Kitchen, Elevator, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundrySink

SecuritySecurity Gate

Spa FeaturesIn Ground, Private