This home is in Jacksonville.
Sold·Closed Jun 29, 2026·23 days on market·Recent sales in Mandarin
12760 Julian Cove Lane
Jacksonville, FL 32223
About this home
Jacksonville
Welcome to this beautiful brick home in the highly desirable Julington Creek area, offering space, function, and thoughtful upgrades throughout. This 5 bedroom, 3 bath home features a well-designed split floorplan, perfect for both everyday living and entertaining. Step inside to find a dedicated office/flex room with French doors, formal dining space, and a spacious family room complete with projector and screen, all flowing seamlessly into the open kitchen. The kitchen offers gas availability and overlooks the main living areas, creating the perfect setup for gathering with family and friends. The owner's suite is generously sized and privately situated, featuring French doors leading to the lanai, a luxurious bath with Jacuzzi tub, walk-in shower, double vanity, and a custom-built walk-in closet. On the opposite side of the home, you'll find four spacious secondary bedrooms, including two with direct access to the back porch, along with two full baths, including
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
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Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2002)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,632 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $604,279 | $496,110 | — |
| 2024 | $535,178 | $481,421 | — |
| 2023 | $521,153 | $465,943 | — |
| 2022 | $500,916 | $450,916 | — |
| 2021 | $363,147 | $263,463 | — |
| 2020 | $352,480 | $259,136 | ▲ $3,000 |
2025 property taxes (current owner): $9,379/yr
Estimated taxes if purchased at asking price: ~$12,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $218/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12743 Camellia Bay Drive E, Jacksonville, FL 32223Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Aug 2026 | $580,000 | $204 | 5/3 | 2,839 | 31 | 0.2 |
| 3745 Dogwood Hill Terrace, Jacksonville, FL 32223Listed by NEXT MOVE ATLANTIC COAST | Sep 2026 | $507,000 | $229 | 4/3 | 2,210 | 8 | 0.3 |
| 14830 Ingle Lane, Jacksonville, FL 32223Listed by ROUND TABLE REALTY | Sep 2026 | $695,000 | $212 | 5/3.5 | 3,286 | 38 | 1 |
| 2781 Mandarin Meadows Drive S, Jacksonville, FL 32223Listed by EAGLES WORLD REALTY, INC | Aug 2026 | $393,960 | $187 | 4/3 | 2,108 | 312 | 1.1 |
| 153 Bartram Parke Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $555,355 | $246 | 4/2 | 2,253 | 92 | 1.2 |
| 12253 Orange Grove Drive, Jacksonville, FL 32223Listed by BARBARA ANN BURKE, BROKER | Sep 2026 | $540,000 | $231 | 3/2 | 2,334 | 79 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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