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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Isle of Palms, Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Aug 17, 2026·39 days on market·Recent sales in Isle of Palms·Isle of Palms

14533 Plumosa Drive

Jacksonville, FL 32250

$1,537,500sold priceListed at $1,625,000 · 94.6% of asking$523/sqftMLS# 2146868
3
Beds
2
Baths
2,942
Sq Ft
1962
Built
2
Garage
Yes
Pool

14 more homes for sale in Isle of Palms →Search Isle of Palms on the map

FEMA Zone XNo HOA0.43 acresWaterfrontSingle Family Residence1 story

About this home

Isle of Palms

Nestled along a canal-front lot in Isle of Palms, this beautifully appointed 2,942 sqft 3-bedroom, 2-bath waterfront residence captures the essence of coastal living with private boating access, thoughtfully designed entertaining spaces, and a true backyard retreat. The outdoor living experience is exceptional, featuring a newly refreshed heated inground pool, expansive fenced lawn, private dock, and boat lift--perfect for enjoying life on the water. A beautifully designed outdoor gathering space anchors the backyard with a fireplace, remote-controlled drop-down screens, and a gazebo ideal for year-round entertaining. The glass-enclosed patio further extends the living space, creating a seamless indoor-outdoor lifestyle. Inside, the home offers an inviting open-concept kitchen and dining area, spacious living areas, and a beautifully updated primary suite retreat complete with a newly designed walk-in closet with custom plantation shutters.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,516
Property taxesest. at asking price, Duval County$2,511
Estimated total, before insurance$11,027/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,545/yr · $962/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,537,500
$307,500
Loan Term
Monthly Payment
$8,516
Principal & Interest: $8,516
Property taxes (est.): $2,511
Insurance (est.): $1,025
Estimated Total Monthly
$12,052
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1962)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,788 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$851,211$561,850—
2024$786,148$545,309▼ $1,145
2023$757,868$530,998—
2022$690,378$514,076▲ $13,137
2021$599,629$497,647—
2020$575,817$490,086▲ $20,956

2025 property taxes (current owner): $11,545/yr

Estimated taxes if purchased at asking price: ~$30,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 17, 2026Closed$1,625,000
  • May 26, 2026Listed$1,625,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $492/sq ft; this home is listed at $552/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14637 Marsh View Drive, Jacksonville, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,150,000$4924/2.52,337100.2
14803 Plumosa Drive, Jacksonville, FL 32250Listed by COASTAL REALTY JAXOct 2026$1,650,000$7613/22,1671560.4
3601 Crossview Drive, Jacksonville, FL 32224Listed by NEXT MOVE ATLANTIC COASTSep 2026$905,000$3104/32,919170.7
3631 Crossview Drive, Jacksonville, FL 32224Listed by INI REALTYSep 2026$840,000$3143/32,67940.7
3724 Burnt Pine Drive, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,000,000$2685/4.53,727310.9
4235 Stacey Road E, Jacksonville, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$2,943,000$8224/3.53,5801651.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,625,000
Price / Sq Ft$552
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,942
Acres0.43 acres
Year Built1962
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Pool Sweep, Waterfall
Is WaterfrontYes

Community Information

Address14533 Plumosa Drive, Jacksonville, FL 32250
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionIsle Of Palms
CityJacksonville
CountyDuval
StateFL
Zip Code32250
Lot Size18,730.8 sq ft
Parcel Number1771850000

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Circular Driveway, Garage
ViewCanal, Water
Waterfront TypeCanal Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Oven, Electric Range, Induction Cooktop, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces2
Fireplace FeaturesFree Standing, Gas, Outside, Wood Burning
# of Stories1
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Exterior FeaturesBoat Lift, Dock
Patio / PorchCovered, Glass Enclosed, Patio
FencingBack Yard
RoofShingle
Other StructuresGazebo, Shed(s)
Road SurfaceAsphalt

Additional Information

Date ListedMay 26, 2026
Days on Market39
Tax Amount$11,545.05
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Isle of Palms

Isle of Palms is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Isle of Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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