This home is in Isle of Palms, Jacksonville.

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Active Under Contract

Active Under Contract·50 days on market·Isle of Palms

14533 Plumosa Drive

Jacksonville, FL 32250

$1,625,000$552/sqftEst. $8,649/moMLS# 2146868

Beds

Baths

2,942

Sq Ft

1962

Built

Garage

Yes

Pool

About this home

Isle of Palms

Nestled along a canal-front lot in Isle of Palms, this beautifully appointed 2,942 sqft 3-bedroom, 2-bath waterfront residence captures the essence of coastal living with private boating access, thoughtfully designed entertaining spaces, and a true backyard retreat. The outdoor living experience is exceptional, featuring a newly refreshed heated inground pool, expansive fenced lawn, private dock, and boat lift--perfect for enjoying life on the water. A beautifully designed outdoor gathering space anchors the backyard with a fireplace, remote-controlled drop-down screens, and a gazebo ideal for year-round entertaining. The glass-enclosed patio further extends the living space, creating a seamless indoor-outdoor lifestyle. Inside, the home offers an inviting open-concept kitchen and dining area, spacious living areas, and a beautifully updated primary suite retreat complete with a newly designed walk-in closet with custom plantation shutters.

Cost to own

Mortgage calculator

Home Price

$1,625,000

Down Payment: 20%

$325,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$8,208

Principal & Interest: $8,208

Est. Taxes & Insurance: $2,052

Estimated Total Monthly

$10,260

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$8,649

Property taxesest. at asking price, Duval County$2,653

Estimated total, before insurance$11,302/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$851,211	$561,850	—
2024	$786,148	$545,309	▼ $1,145
2023	$757,868	$530,998	—
2022	$690,378	$514,076	▲ $13,137
2021	$599,629	$497,647	—
2020	$575,817	$490,086	▲ $20,956

2025 property taxes (current owner): $11,545/yr

Estimated taxes if purchased at asking price: ~$31,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1962)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,788 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 26, 2026Listed$1,625,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,625,000

Price / Sq Ft$552

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,942

Acres0.43 acres

Year Built1962

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Electric Heat, Pool Sweep, Waterfall

Is WaterfrontYes

Community Information

Address14533 Plumosa Drive, Jacksonville, FL 32250

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionIsle Of Palms

CityJacksonville

CountyDuval

StateFL

Zip Code32250

Lot Size18,730.8 sq ft

Parcel Number1771850000

Amenities

UtilitiesElectricity Connected, Water Connected

SewerSeptic Tank

Water SourcePublic

ParkingAdditional Parking, Circular Driveway, Garage

ViewCanal, Water

Waterfront TypeCanal Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Pantry, Primary Bathroom - Shower No Tub

AppliancesDishwasher, Electric Oven, Electric Range, Induction Cooktop, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

FireplaceYes

# of Fireplaces2

Fireplace FeaturesFree Standing, Gas, Outside, Wood Burning

# of Stories1

LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Exterior FeaturesBoat Lift, Dock

Patio / PorchCovered, Glass Enclosed, Patio

FencingBack Yard

RoofShingle

Other StructuresGazebo, Shed(s)

Road SurfaceAsphalt

Additional Information

Date ListedMay 26, 2026

Days on Market40

Tax Amount$11,545.05

Tax Year2025

Listing TermsCash, Conventional, VA Loan

55+ CommunityNo

New ConstructionNo

The neighborhood

About Isle of Palms

Isle of Palms is a neighborhood in Jacksonville, FL (Duval County), ZIP 32250.

View all Isle of Palms homes for sale →

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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