This home is in Jacksonville.

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Active

Active·1 day on market

3724 Burnt Pine Drive

Jacksonville, FL 32224

$1,190,000$319/sqftEst. $6,334/moMLS# 2152969

Beds

Baths

3,727

Sq Ft

2014

Built

Garage

Yes

Pool

About this home

Jacksonville

OPEN HOUSES SAT & SUN FROM 12-3! Enjoy exquisite sunset views from this 5 bdrm, 4.5 bath pool home on one of the few coveted lake to preserve lots in Crosswater at Pablo Bay! Relax in the stunning pool with sun shelf and spa overlooking the fenced yard and tranquil lake. This exceptional floorplan can accommodate multigenerational living with a first floor primary suite and a guest/mother in law suite with its own private bathroom with walk in shower. The soaring ceilings in the family room allows so much natural light to flood the space and the kitchen was designed for entertaining with a large kitchen island, extended cabinetry, dining space and walk in pantry and bar space on the way to the dining room. Lovely French doors open into the dedicated office right off of the entry foyer, a guest powder bath and laundry room lead to a 3 car tandem garage for additional parking and storage.

Cost to own

Mortgage calculator

Home Price

$1,190,000

Down Payment: 20%

$238,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$6,049

Principal & Interest: $6,049

Est. Taxes & Insurance: $1,512

Estimated Total Monthly

$7,561

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,334

Property taxesest. at asking price, Duval County$1,943

HOAbilled annually$71

Estimated total, before insurance$8,348/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$764,403	$570,308	▼ $76,923
2024	$844,939	$553,528	▼ $2,572
2023	$804,223	$490,053	—
2022	$638,821	$474,324	—
2021	$535,621	$459,053	—
2020	$529,303	$452,025	—

2025 property taxes (current owner): $10,695/yr

Estimated taxes if purchased at asking price: ~$23,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 17, 2026Active$1,190,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,190,000

Price / Sq Ft$319

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage3,727

Acres0.66 acres

Year Built2014

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Fenced, Gas Heat, Heated, Salt Water, Waterfall

Is WaterfrontYes

Direction FacesEast

Community Information

Address3724 Burnt Pine Drive, Jacksonville, FL 32224

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionCrosswater@pablo Bay

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size28,749.6 sq ft

Parcel Number1674512620

ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Dog Park, Park, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewLake, Pond, Pool, Protected Preserve, Water

Waterfront TypeLake Front, Pond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryIn Unit, Lower Level

SecuritySecurity System Owned, Smoke Detector(s)

Spa FeaturesIn Ground, Heated