This home is in Jacksonville — a home near Duncan U. Fletcher High School.
Sold·Closed Aug 21, 2026·107 days on market·Recent sales in Jacksonville Beach
14859 Bonefish Drive
Jacksonville, FL 32250
About this home
Jacksonville
Set within the gated enclave of Palm Island, this exceptional custom waterfront home offers sweeping salt marsh and Intracoastal views. J Turner furnished and truly turnkey, the open-concept layout features a gourmet kitchen with custom beams, large island, quartz countertops, premium appliances, and floor-to-ceiling cabinetry. 16' sliders open to a covered lanai for seamless indoor-outdoor living. A dramatic two-story foyer and wall of windows capture natural light and sunsets, while the great room showcases a brick gas fireplace with custom seating. The primary suite is on the main level with water views, spa-style bath, soaking tub, dual showers, and custom closets. Upstairs includes a loft and three bedrooms with balcony access. Enjoy a saltwater pool, summer kitchen, fire pit, and private dock with covered boathouse (40' lift) for deepwater Intracoastal access. Minutes to Mayo Clinic and the beach--just bring your boat.
Next steps in Jacksonville Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard and pool on the north side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $3,400,000 in April 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $2,676,414 | $2,125,692 | ▲ $334,643 |
| 2024 | $2,349,865 | $2,299,865 | ▼ $2,481 |
| 2023 | $2,436,700 | $2,373,757 | — |
| 2022 | $344,812 | $344,812 | — |
| 2021 | $344,812 | $344,812 | ▲ $12,960 |
| 2020 | $331,852 | $331,852 | — |
2025 property taxes (current owner): $38,289/yr
Estimated taxes if purchased at asking price: ~$73,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 21, 2026Closed$3,999,000
- Aug 3, 2026Pending$3,999,000
- Apr 1, 2026Listed$3,999,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $523/sq ft; this home is listed at $1,079/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4235 Stacey Road E, Jacksonville, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $2,943,000 | $822 | 4/3.5 | 3,580 | 165 | 0.2 |
| 4107 Sunrise Cove Way, Jacksonville, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $2,100,000 | $618 | 4/4 | 3,400 | 220 | 0.4 |
| 14533 Plumosa Drive, Jacksonville, FL 32250Listed by EXP REALTY, LLC | Aug 2026 | $1,537,500 | $523 | 3/2 | 2,942 | 39 | 1 |
| 3681 Annapolis Way, Jacksonville, FL 32224Listed by INI REALTY | Jul 2026 | $915,000 | $288 | 4/4 | 3,175 | 7 | 1.3 |
| 3747 Burnt Pine Drive, Jacksonville, FL 32224Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $853,750 | $263 | 3/4 | 3,252 | 57 | 1.3 |
| 3601 Crossview Drive, Jacksonville, FL 32224Listed by NEXT MOVE ATLANTIC COAST | Sep 2026 | $905,000 | $310 | 4/3 | 2,919 | 17 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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