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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Isle of Palms, Jacksonville — a pool home in Jacksonville.

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Active

$975,0004 bd · 4 ba · 2,524 sq ft

Active·Listed today·Isle of Palms

3306 Palm Island Road

Jacksonville, FL 32250

$975,000$386/sqftEst. $5,284/mo mortgageMLS# 2173785
4
Beds
4
Baths
2,524
Sq Ft
1962
Built
—
Garage
Yes
Pool

9 more homes for sale in Isle of Palms →Search Isle of Palms on the map

FEMA Zone AENo HOAWaterfrontSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Isle of Palms

Enjoy the Isle of Palms lifestyle in this beautifully updated home on an expansive lot with navigable water access to the Intracoastal Waterway! Located on a quiet dead-end street and just minutes from the beaches, this home features an open-concept kitchen, living and dining area, updated bathrooms, luxury vinyl flooring, and an oversized fourth bedroom with renovated bath. The private backyard retreat offers updated landscaping, a large pool, covered and screened patio, firepit, additional yard space, and dock. Major updates include newer HVAC, water heater, roof, septic system and drain field, irrigation, well pump, pool pump, fixtures, and fans. Just steps from Le Petit, fitness facilities, Publix, shopping and dining, and minutes to Mayo Clinic. Zoned for Beaches schools. Enjoy the best of waterfront Florida living!

Next steps in Isle of Palms

FollowNew Isle of Palms homes the day they list, by email · free

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$5,284
Property taxesest. at asking price, Duval County$1,596
Estimated total, before insurance$6,880/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$975,000
$195,000
Loan Term
Monthly Payment
$5,284
Principal & Interest: $5,284
Property taxes (est.): $1,596
Insurance (est.): $650
Estimated Total Monthly
$7,530
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1962)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,649 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Nov 13, 2026Listed$975,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $300/sq ft; this home is listed at $386/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14526 Plumosa Drive, Jacksonville, FL 32250Listed by JWB REALTY LLCOct 2026$1,100,000$4393/2.52,50710.3
14645 Lagoon Drive, Jacksonville, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$1,672,000$6984/32,39520.3
3012 San Pablo Road S, Jacksonville, FL 32224Listed by RPB REALTY,INCOct 2026$499,900$2404/22,084430.5
3619 Crossview Drive, Jacksonville, FL 32224Listed by NAVY TO NAVY HOMES LLCOct 2026$770,000$2913/32,642340.8
3866 Luth Drive E, Jacksonville, FL 32250Listed by MOMENTUM REALTYOct 2026$425,000$1953/22,180740.8
3637 Crossview Drive, Jacksonville, FL 32224Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$860,000$3004/32,862280.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$975,000
Price / Sq Ft$386
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage2,524
Year Built1962
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address3306 Palm Island Road, Jacksonville, FL 32250
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionIsle Of Palms
CityJacksonville
CountyDuval
StateFL
Zip Code32250
Lot Dimensions107 x 169
Parcel Number177127-0000
ZoningCommercial

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic, Well
ParkingDetached Carport
ViewCanal
Waterfront TypeCanal Front

Interior

Interior FeaturesCeiling Fan(s), Guest Suite, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Double Oven, Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories2
LevelsMulti/Split
LaundryIn Unit
SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)

Exterior

FencingBack Yard
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedNovember 14, 2026
Days on Market0
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Isle of Palms

Isle of Palms is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Isle of Palms homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines