Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Isle of Palms, Jacksonville — a waterfront home in Jacksonville.

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Active

Active·Listed today·Isle of Palms

4141 Coquina Drive

Jacksonville, FL 32250

$1,775,000$459/sqftEst. $9,050/moMLS# 2158008

Beds

Baths

3,871

Sq Ft

1961

Built

Garage

Yes

Pool

About this home

Isle of Palms

Experience the pinnacle of coastal luxury at 4141 Coquina Drive, a stunning waterfront estate where sophisticated design meets the effortless rhythm of life on the Intracoastal Waterway. Spanning 3,882 square feet of meticulously curated living space, this five-bedroom, three-and-a-half-bathroom residence offers a rare blend of modern technology and serene natural beauty. The heart of the home, the chef's kitchen serves as a culinary sanctuary, outfitted with high-end appliances, premium finishes, and an intuitive layout designed for both intimate evenings and entertaining. The seamless flow continues into the primary suite, a private retreat featuring expansive water views that invite the morning light. Throughout the home, integrated smart features ensure every comfort is managed with a simple touch. The outdoor oasis is nothing short of spectacular. A resort-style inground pool and spa, accented by flickering fire features, create a dramatic backdrop for evening gatherings.

Cost to own

Mortgage calculator

Home Price

$1,775,000

Down Payment: 20%

$355,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$9,050

Principal & Interest: $9,050

Property taxes (est.): $2,898

Insurance (est.): $1,183

Estimated Total Monthly

$13,132

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$9,050

Property taxesest. at asking price, Duval County$2,898

Estimated total, before insurance$11,949/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$24,296/yr · $2,025/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,331,310	$1,280,588	▲ $40,567
2024	$1,297,252	$1,297,252	▲ $30,844
2023	$1,312,377	$1,312,377	▲ $55,056
2022	$1,205,178	$1,205,178	—
2021	$640,619	$531,599	—
2020	$626,627	$523,570	▲ $3,441

2025 property taxes (current owner): $24,296/yr

Estimated taxes if purchased at asking price: ~$34,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1961)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,478 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 31, 2026Listed$1,775,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,775,000

Price / Sq Ft$459

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,871

Acres0.26 acres

Year Built1961

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Salt Water

Is WaterfrontYes

Community Information

Address4141 Coquina Drive, Jacksonville, FL 32250

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionIsle Of Palms

CityJacksonville

CountyDuval

StateFL

Zip Code32250

Lot Size11,325.6 sq ft

Parcel Number1801930000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewCanal, Intracoastal, Water

Waterfront TypeCanal Front, Intracoastal, Navigable Water, Ocean Access

Interior

Interior FeaturesEntrance Foyer, Jack and Jill Bath, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Freezer, Gas Range, Gas Water Heater, Ice Maker, Microwave, Tankless Water Heater, Washer/Dryer Stacked, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryLower Level

Spa FeaturesIn Ground