Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active

Active·Listed today

3637 Crossview Drive

Jacksonville, FL 32224

$880,000$307/sqftEst. $4,519/moMLS# 2159345

Beds

Baths

2,862

Sq Ft

2014

Built

Garage

Yes

Pool

About this home

Jacksonville

Experience effortless Florida living in this beautifully updated, single-story home in highly sought-after Crosswater at Pablo Bay. Featuring 4 spacious bedrooms, 3 full bathrooms and a 3-car garage, this home blends refined comfort, modern efficiency and resort-style outdoor living. A solar energy system with battery backup offers exceptional efficiency and the potential for a nearly $0 electric bill. The spacious owner's suite is a private retreat featuring a generous walk-in closet and spa-inspired oversized tiled shower. Step outside to your own Florida oasis with a sparkling pool, pavers and a fully fenced backyard. Desirable eastern exposure provides morning sunshine and comfortable afternoon shade--perfect for relaxing or entertaining year-round. Crosswater at Pablo Bay is a natural gas community with NO CDD FEES and resort-style amenities including a community pool, splash pad, two playgrounds, dog park and scenic paved walking paths. Ideally located just minutes from Mayo

Cost to own

Mortgage calculator

Home Price

$880,000

Down Payment: 20%

$176,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$4,519

Principal & Interest: $4,519

Property taxes (est.): $1,437

Insurance (est.): $587

Estimated Total Monthly

$6,543

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$4,519

Property taxesest. at asking price, Duval County$1,437

HOAbilled annually$71

Estimated total, before insurance$6,027/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,276/yr · $940/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $11,276/yr

Estimated taxes if purchased at asking price: ~$17,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,809 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 21, 2026Active$880,000
Aug 9, 2026Listed$880,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$880,000

Price / Sq Ft$307

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,862

Acres0.19 acres

Year Built2014

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

Community Information

Address3637 Crossview Drive, Jacksonville, FL 32224

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionCrosswater@pablo Bay

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size8,276.4 sq ft

Parcel Number1674513485

Amenities

AmenitiesPool, Clubhouse, Playground

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Nook, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit