This home is in Isle of Palms, Jacksonville — a pool home in Jacksonville.
$1,749,9005 bd · 4.5 ba · 3,957 sq ft
Active·39 days on market·Isle of Palms
14557 Lagoon Drive
Jacksonville, FL 32250
8 more homes for sale in Isle of Palms →Search Isle of Palms on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Isle of Palms
EXCEPTIONAL WATERFRONT LIVING IN ISLE OF PALMS! Discover the coastal lifestyle in this impressive 5-bedroom, 4.5-bath single-story residence offering approximately 3,800 square feet of spacious living on a canal in highly desirable Isle of Palms.Designed with both privacy and entertaining in mind, the home features a sought-after split-bedroom floor plan, generously sized living spaces. Step outside and experience your own private waterfront retreat, highlighted by a spectacular infinity-edge pool overlooking the canal. A private dock provides direct access to the water, creating the perfect setting for boating, fishing, or simply relaxing and enjoying the Florida waterfront lifestyle. Fifth bedroom is located upstairs with a private bathroom - this space could also be used as an additional family room. A three-car garage provides exceptional parking and storage--an increasingly desirable feature for a home of this caliber.
Next steps in Isle of Palms
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,779 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Sea Walk Pavillion Ii14 min drive · 204 parking spaces
Closest park or preserve
Dutton Island Preserve18 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 5 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Castaway Island Preserve Kayak Dockabout 0.7 mi · Atlantic Intercoastal Waterway
Closest youth league fields
Wingate Park9 min drive · Baseball, Softball, Lacrosse
Closest grocery store
Publix4 min drive · 14444 Beach Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $1,302,338 | $688,185 | ▲ $3,851 |
2025 property taxes (current owner): $13,449/yr
Estimated taxes if purchased at asking price: ~$34,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Sep 26, 2026Active$1,749,900
- Sep 18, 2026Listed$1,749,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $310/sq ft; this home is listed at $442/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 14533 Plumosa Drive, Jacksonville, FL 32250Listed by EXP REALTY, LLC | Aug 2026 | $1,537,500 | $523 | 3/2 | 2,942 | 39 | 0.2 |
| 3681 Annapolis Way, Jacksonville, FL 32224Listed by INI REALTY | Jul 2026 | $915,000 | $288 | 4/4 | 3,175 | 7 | 0.7 |
| 3637 Crossview Drive, Jacksonville, FL 32224Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $860,000 | $300 | 4/3 | 2,862 | 28 | 0.8 |
| 3601 Crossview Drive, Jacksonville, FL 32224Listed by NEXT MOVE ATLANTIC COAST | Sep 2026 | $905,000 | $310 | 4/3 | 2,919 | 17 | 0.8 |
| 3724 Burnt Pine Drive, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $1,000,000 | $268 | 5/4.5 | 3,727 | 31 | 1 |
| 14859 Bonefish Drive, Jacksonville, FL 32250Listed by MOMENTUM REALTY | Aug 2026 | $3,735,000 | $1,008 | 4/4.5 | 3,706 | 107 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: THE LEGENDS OF REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Isle of Palms
Isle of Palms is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Isle of Palms homes for sale →Keep looking
More homes in Isle of Palms
For Sale4141 Coquina DriveJacksonville, FL 32250
5 bd · 3.5 ba · 3,871 sq ft
$1,695,000Est. $9,022/moExperience the pinnacle of coastal luxury at 4141 Coquina Drive, a stunning waterfront estate where sophisticated…
Listing Office: compass florida llc
For Sale14603 Plumosa DriveJacksonville, FL 32250
6 bd · 5 ba · 3,901 sq ft
$1,650,000Est. $8,782/moJUST REDUCED TO BELOW MARKET VALUE! Beautiful waterfront home with navigable water access in the highly sought-after…
Listing Office: keller williams realty atlantic partners
Pending3467 Eunice RoadJacksonville, FL 32250
3 bd · 2 ba · 2,379 sq ft
$1,100,000Est. $5,855/moRenovated waterfront pool home in Isle of Palms offering an exceptional coastal lifestyle with direct ICW access.…
Listing Office: ponte vedra club realty, inc.
For Sale14550 Marsh Breeze CourtJacksonville, FL 32250
3 bd · 2.5 ba · 2,399 sq ft
$1,085,000Est. $5,775/moA rare opportunity on Marsh Island South! Enjoy breathtaking 360-degree marsh and Intracoastal views from nearly every…
Listing Office: keller williams realty atlantic partners
Keep looking
Similar homes in Jacksonville
Explore the area
More in Isle of Palms
Isle of Palms guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines