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Active

Active·87 days on market

75125 Edwards Road

Yulee, FL 32097

$599,000$666/sqftEst. $3,054/moMLS# 2142572

Beds

Baths

900

Sq Ft

1984

Built

—

Garage

Yes

Pool

About this home

Yulee

Experience the ultimate coastal lifestyle in this fully renovated, deep waterfront retreat featuring direct, all-tide navigable access and no HOA restrictions. This move-in-ready gem boasts a private backyard oasis complete with a riverfront pool, jetted seating, and LED lighting, complemented by a premier dock setup featuring a new 10' floating dock and dual jet ski pontoons. Inside, the home shines with tile flooring, stainless Whirlpool appliances, and a gas tankless water heater. Situated on a quiet dead-end street with ample room for RV and boat trailer parking, you are perfectly positioned steps from a public boat ramp and minutes from I-95, Wildlight, and Kings Bay. Whether you are watching dolphins and manatees from your patio or taking a scenic boat ride to Fernandina, this property offers unmatched freedom and luxury for the outdoor enthusiast.

Cost to own

Mortgage calculator

Home Price

$599,000

Down Payment: 20%

$119,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,054

Principal & Interest: $3,054

Property taxes (est.): $827

Insurance (est.): $399

Estimated Total Monthly

$4,280

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,054

Property taxesest. at asking price, Nassau County$827

Estimated total, before insurance$3,881/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,337/yr · $528/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $525,000 in July 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$412,774	$412,774	—
2024	$276,923	$276,923	—
2023	$188,855	$188,855	—
2022	$264,446	$264,446	—
2021	$249,229	$247,485	—
2020	$224,986	$224,986	—

2025 property taxes (current owner): $6,337/yr

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Private Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 29, 2026Listed$599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,000

Price / Sq Ft$666

Bedrooms2

Bathrooms1.00

Full Baths1

Square Footage900

Acres0.64 acres

Year Built1984

TypeResidential

Sub-TypeSingle Family Residence

StyleCottage

Property ConditionUpdated/Remodeled

StatusActive

Has PoolYes

Pool FeaturesIn Ground, Fenced

Is WaterfrontYes

Community Information

Address75125 Edwards Road, Yulee, FL 32097

Area492-Nassau County-W Of I-95/N To State Line

SubdivisionMetes & Bounds

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size27,878.4 sq ft

Parcel Number132N26420000030000

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Propane

SewerPrivate Sewer

Water SourcePrivate, Well

ParkingOther, RV Access/Parking

ViewPool, River

Waterfront TypeRiver Front

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island

AppliancesDishwasher, Electric Oven, Gas Water Heater, Instant Hot Water, Microwave, Refrigerator, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup

SecuritySecurity Fence, Smoke Detector(s)

Exterior

Exterior FeaturesBoat Slip, Dock

Lot DescriptionFew Trees

Patio / PorchPatio

FencingFenced, Vinyl, Wrought Iron

RoofShingle

ConstructionConcrete, Fiber Cement

Other StructuresShed(s)

Road SurfaceAsphalt

Road FrontageCounty Road

Additional Information

Date ListedApril 29, 2026

Days on Market32

Tax Amount$6,336.77

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS SOUTHEASTERN PARTNERS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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