Active·1 day on market
4940 Devils Den Road
Keystone Heights, FL 32656
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Keystone Heights
Situated on over 17 acres of beautiful rural land with access to Hartman Lake, this 2016-built home offers the perfect blend of comfortable living and the freedom of country life. Featuring 3 bedrooms, 2 bathrooms, and approximately 1,650 square feet of living space, this home offers room to settle in while the surrounding acreage provides endless opportunities to explore, enjoy the outdoors, or simply slow down and soak in the peaceful setting. Abundant wildlife and the natural beauty of the property create a true country retreat, where quiet mornings, evening sunsets, and the beauty of Florida's outdoors are right outside your door. With plenty of room to spread out both inside and out, this property offers the rare opportunity to enjoy country living without sacrificing comfort.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone A — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2016)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,584 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Alpine Groves Parkabout 24 mi · 1 mi of trails
Closest public boat ramp
Camp Blanding FMA – Lowery Lake Boat Ramp (Saturday & Sunday Mornings Only)about 6 mi · Lowery Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 1 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $365,292 | $365,292 | — |
| 2024 | $360,133 | $360,133 | — |
| 2023 | $353,955 | $288,306 | — |
| 2022 | $281,172 | $262,097 | — |
| 2021 | $238,270 | $238,270 | — |
| 2020 | $242,921 | $240,728 | — |
2025 property taxes (current owner): $5,930/yr
Estimated taxes if purchased at asking price: ~$10,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 16, 2026Listed$550,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $132/sq ft; this home is listed at $333/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5086 Grannys Place, Keystone Heights, FL 32656Listed by MODERN REALTY OF FLORIDA | Jan 2026 | $70,000 | $34 | 3/2 | 2,064 | 9 | 0.8 |
| 6758 Gilda Court, Keystone Heights, FL 32656Listed by MOMENTUM REALTY | Oct 2026 | $221,500 | $132 | 4/2 | 1,680 | 28 | 1 |
| 6764 Gilda Court, Keystone Heights, FL 32656Listed by HERRON REAL ESTATE LLC | Jun 2026 | $165,000 | $105 | 3/2 | 1,566 | 79 | 1 |
| 6758 Gilda Court, Keystone Heights, FL 32656Listed by HERRON REAL ESTATE LLC | Jun 2026 | $165,000 | $98 | 4/2 | 1,680 | 79 | 1 |
| 6012 Indian Trail, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Feb 2026 | $325,000 | $153 | 4/3 | 2,126 | 61 | 1 |
| 6342 Golden Oak Lane, Keystone Heights, FL 32656Listed by MOMENTUM REALTY | Jul 2026 | $300,000 | $208 | 3/2 | 1,440 | 23 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
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