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1886 STATE ROAD 20, Hawthorne, FL 32640

$559,999
MLS# 2140494
4
Bedrooms
2
Bathrooms
3,120
Sq Ft
1994
Year Built

About This Home — 1886 STATE ROAD 20

Experience peaceful country living just steps from Cowpen Lake. This solid concrete block residence is set on 2.4 private acres with no HOA restrictions, offering over 3,000 square feet of comfortable living space. Over $120,000 in recent upgrades provide peace of mind, including a new metal roof, gutters, interior and exterior paint, modern lighting, and a 30x40 metal workshop/garage equipped with 240-volt power--ideal for projects, storage, or recreational use. Inside, the home features expansive living areas highlighted by wood-look tile flooring and a striking stone-accented entryway. The spacious primary suite boasts elevated ceilings and a luxurious bath complete with a jetted tub, marble walk-in shower, dual vanities, and a generous walk-in closet. The kitchen is designed for both function and entertaining, featuring custom cabinetry, stainless steel appliances, triple ovens, a vent hood, and a large center island. Additional updates include a newer septic system, upgraded well.

Features

Price$559,999
Price / Sq Ft$179
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage3,120
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontNo

Community Information

Address1886 STATE ROAD 20, Hawthorne, FL 32640
Area574-Interlachen-NW
SubdivisionMetes & Bounds
CityHawthorne
CountyPutnam
StateFL
Zip Code32640
Parcel Number211023000001100012
ZoningAgricultural

Amenities

UtilitiesElectricity Available, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingCircular Driveway, Detached, Garage, Garage Door Opener
ViewLake, Trees/Woods, Water

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionWooded
Patio / PorchFront Porch, Side Porch
FencingBack Yard
RoofMetal
ConstructionBlock, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedApril 17, 2026
Days on Market43
Tax Amount$6,500
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$559,999
$112,000
Loan Term
Monthly Payment
$2,981
Principal & Interest: $2,981
Est. Taxes & Insurance: $745
Estimated Total Monthly
$3,726
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLCBRYAN DURRENCE · bryandurrence@gmail.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida