This home is in Cascades at World Golf Village, St. Augustine.

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Active Under Contract

Active Under Contract·80 days on market·Cascades at World Golf Village

521 Olympic Circle

St. Augustine, FL 32092

$469,000$246/sqftEst. $2,496/moMLS# 2142127

Beds

Baths

1,910

Sq Ft

2006

Built

Garage

Pool

About this home

Cascades at World Golf Village

Welcome to this beautifully upgraded former model home in the highly sought-after 55+ community of The Cascades at World Golf Village--featuring NO CDD fees! From the moment you arrive, you'll be charmed by the stunning stained glass front door and inviting curb appeal. Inside, this thoughtfully designed home showcases exceptional upgrades throughout, including crown molding, chair rails, box molding details, and custom window treatments that add elegance to every room. The gourmet kitchen is a standout, featuring gorgeous 42'' maple cabinetry with crown molding, an electric cooktop, double ovens, newer microwave and dishwasher, and a black stainless refrigerator--perfect for both everyday living and entertaining. The spacious family room offers a unique see-through electric log fireplace, creating a warm and inviting atmosphere. Step outside to the screened lanai overlooking a peaceful conservation area, the perfect spot to relax and enjoy nature with added privacy.

Cost to own

Mortgage calculator

Home Price

$469,000

Down Payment: 20%

$93,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,384

Principal & Interest: $2,384

Est. Taxes & Insurance: $596

Estimated Total Monthly

$2,980

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,496

Property taxesest. at asking price, St. Johns County$624

HOAbilled quarterly$420

Estimated total, before insurance$3,540/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$346,988	$210,445	—
2024	$346,454	$203,666	—
2023	$330,666	$196,132	—
2022	$315,905	$193,317	—
2021	$252,982	$186,216	—
2020	$240,747	$182,948	—

2025 property taxes (current owner): $3,330/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,740 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 27, 2026Listed$469,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$469,000

Price / Sq Ft$246

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,910

Acres0.22 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StyleFlat, Traditional

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

Community Information

Address521 Olympic Circle, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionWgv Cascades

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size9,583.2 sq ft

Parcel Number0292210060

ZoningSingle Family

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Pickleball, Security, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Double Oven, Electric Cooktop, Electric Oven, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air

FlooringLaminate, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesDouble Sided, Electric

# of Stories1

LevelsOne

Security24 Hour Security, Security Gate