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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cascades at World Golf Village, St. Augustine — a 55+ community home in St. Johns County.

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Sold

Sold·Closed Aug 3, 2026·27 days on market·Recent sales in Cascades at World Golf Village·Cascades at World Golf Village

521 Olympic Circle

St. Augustine, FL 32092

$445,000sold priceListed at $469,000 · 94.9% of asking$233/sqftMLS# 2142127
3
Beds
2
Baths
1,910
Sq Ft
2006
Built
2
Garage
No
Pool

6 more homes for sale in Cascades at World Golf Village →Search Cascades at World Golf Village on the map

FEMA Zone AHOA $420/mo9,583 sqft lotSingle Family Residence1 story

About this home

Cascades at World Golf Village

Welcome to this beautifully upgraded former model home in the highly sought-after 55+ community of The Cascades at World Golf Village--featuring NO CDD fees! From the moment you arrive, you'll be charmed by the stunning stained glass front door and inviting curb appeal. Inside, this thoughtfully designed home showcases exceptional upgrades throughout, including crown molding, chair rails, box molding details, and custom window treatments that add elegance to every room. The gourmet kitchen is a standout, featuring gorgeous 42'' maple cabinetry with crown molding, an electric cooktop, double ovens, newer microwave and dishwasher, and a black stainless refrigerator--perfect for both everyday living and entertaining. The spacious family room offers a unique see-through electric log fireplace, creating a warm and inviting atmosphere. Step outside to the screened lanai overlooking a peaceful conservation area, the perfect spot to relax and enjoy nature with added privacy.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,465
Property taxesest. at asking price, St. Johns County$592
HOAbilled quarterly$420
Estimated total, before insurance$3,477/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,330/yr · $277/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$445,000
$89,000
Loan Term
Monthly Payment
$2,465
Principal & Interest: $2,465
Property taxes (est.): $592
Insurance (est.): $297
Estimated Total Monthly
$3,354
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,740 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$346,988$210,445—
2024$346,454$203,666—
2023$330,666$196,132—
2022$315,905$193,317—
2021$252,982$186,216—
2020$240,747$182,948—

2025 property taxes (current owner): $3,330/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 4, 2026Closed$469,000
  • Apr 27, 2026Listed$469,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $246/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
529 Olympic Circle, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Oct 2026$430,000$2062/22,084200
1212 Coghill Circle, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Oct 2026$329,999$2143/21,542420.6
1330 Castle Pines Circle, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Aug 2026$395,000$1862/22,124950.6
1392 Parkland Trail, St. Augustine, FL 32095Listed by DOCTORS LAKE REALTYSep 2026$358,500$1813/21,984820.9
53 Dovetail Circle, St. Augustine, FL 32095Listed by HERRON REAL ESTATE LLCOct 2026$370,000$2062/21,7981731
145 Spoonbill Circle, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$367,000$2043/21,799831

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$469,000
Price / Sq Ft$246
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,910
Acres0.22 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleFlat, Traditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

Community Information

Address521 Olympic Circle, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionWgv Cascades
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size9,583.2 sq ft
Parcel Number0292210060
ZoningSingle Family

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Pickleball, Security, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Gated, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesDouble Sided, Electric
# of Stories1
LevelsOne
Security24 Hour Security, Security Gate

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchFront Porch, Patio, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 27, 2026
Days on Market27
HOA Fees$1,260 / Quarterly
HOA FrequencyQuarterly
HOA NameCascades Property Management
HOA Fee IncludesMaintenance Grounds
Tax Amount$3,329.72
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: DAVIDSON REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cascades at World Golf Village

Cascades at World Golf Village is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Cascades at World Golf Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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