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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palm Crest At Nocatee, Ponte Vedra — a home near Allen D. Nease High School.

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Sold

Sold·Closed Jun 2, 2026·3 days on market·Recent sales in Palm Crest At Nocatee·Palm Crest At Nocatee

446 Palm Crest Drive

Ponte Vedra, FL 32081

$1,291,000sold priceListed at $1,299,000 · 99.4% of asking$380/sqftMLS# 2141967
5
Beds
4
Baths
3,401
Sq Ft
2023
Built
3
Garage
Yes
Pool

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HOA $106/moSingle Family Residence2 stories

About this home

Palm Crest At Nocatee

Tucked away on one of only three quiet half cul-de-sacs in Palm Crest at Nocatee, 446 Palm Crest Drive is a truly exceptional custom residence backing to the preserve and showcasing one of the most spectacular pools in the neighborhood. Thoughtfully designed and impeccably upgraded, this one-of-a-kind ICI home seamlessly combines the Arden and Davenport floorplans to create a spacious and functional layout offering approximately 3,400 square feet, 5 bedrooms, and 4 full bathrooms. From the moment you step inside, you'll appreciate the elevated craftsmanship and luxury finishes throughout, including soaring 12-foot ceilings downstairs, luxury vinyl plank flooring, new baseboards, and fresh interior paint. The gourmet kitchen is a showpiece, featuring soaring cabinetry, a large center island with gas cooktop, and a professionally designed pantry for exceptional storage and organization. Step outside to your private backyard retreat where Sunshine Pools created a

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,151
Property taxesest. at asking price, St. Johns County$1,718
HOAbilled annually$106
Estimated total, before insurance$8,975/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,291,000
$258,200
Loan Term
Monthly Payment
$7,151
Principal & Interest: $7,151
Property taxes (est.): $1,718
Insurance (est.): $861
Estimated Total Monthly
$9,729
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $900,000 in December 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2024$824,681$824,681—
2023$135,000$135,000—

Estimated taxes if purchased at asking price: ~$20,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $323/sq ft; this home is listed at $382/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
180 Palm Island Way, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$1,060,000$3244/43,274860.3
85 Whitecap Lane, Ponte Vedra, FL 32081Listed by GPS REALTY LLCSep 2026$936,995$3234/4.52,90000.4
58 Blue Hampton Drive, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$840,000$2844/42,958420.4
80 Seamark Drive, Ponte Vedra, FL 32081Listed by PROVIDENCE REALTY, LLCAug 2026$749,370$3124/3.52,3991510.4
168 Caiden Drive, Ponte Vedra, FL 32081Listed by PROVIDENCE REALTY, LLCAug 2026$675,000$2825/32,3921270.4
210 Caiden Drive, Ponte Vedra, FL 32081Listed by HOMECOIN.COMAug 2026$835,000$3304/32,531580.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,299,000
Price / Sq Ft$382
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,401
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Salt Water, Screen Enclosure
Is WaterfrontNo

School Information

Community Information

Address446 Palm Crest Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionPalm Crest At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Parcel Number0705020710
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Maintenance Structure, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener
ViewPool, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
SecuritySecurity System Owned, Smoke Detector(s)
Spa FeaturesIn Ground, Heated, Private

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 27, 2026
Days on Market3
HOA Fees$1,270 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palm Crest At Nocatee

Palm Crest At Nocatee is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Palm Crest At Nocatee homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines