This home is in Madeira, St. Augustine — a waterfront home in St. Johns County.
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Sold·Closed Mar 11, 2026·366 days on market·Recent sales in Madeira·Madeira
544 Pantano Drive
St. Augustine, FL 32095
41 more homes for sale in Madeira →Search Madeira on the map
About this home
Madeira
AR Homes by Arthur Rutenberg FULLY FURNISHED MODEL HOME FOR SALE with leaseback. Panama shutters, a two-story foyer, and sun-drenched main living activate a mental reset & offers space for family and friend to come together. High end accents like a vaulted ceiling, walls of sliding glass, and bars in the first-floor bonus room and second floor loft elevate the luxury experience, while a first-floor owner's suite indulges occupants, providing instant tranquility on its own wing of the home. Gourmet Kitchen with a ''hidden'' cabinet-concealed walk-in pantry and large island with seating. A private den in the front of the home that can double as office space and additional media room. First-floor guest ensuite and bonus room situated perfectly to become an in-law suite and two additional bedrooms and baths on the second floor. Elevated outdoor living to include pool, outdoor kitchen, panoramic screen enclosure and spacious covered lanai, cabana & balcony. THE LUXURY MUST BE EXPERIENCED!
Next steps in Madeira
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Tile — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $26,270/yr
Estimated taxes if purchased at asking price: ~$35,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Feb 3, 2026Listed$2,340,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $348/sq ft; this home is listed at $542/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 491 Pantano Drive, St. Augustine, FL 32095Listed by PERRY HOMES | Sep 2026 | $1,099,900 | $348 | 3/2.5 | 3,164 | 149 | 0.1 |
| 249 Pasarela Drive, St. Augustine, FL 32095Listed by ROUND TABLE REALTY | Aug 2026 | $1,150,000 | $363 | 3/2.5 | 3,166 | 242 | 0.2 |
| 408 Third Street, St. Augustine, FL 32084Listed by BEACHSIDE BROKERS REALTY, INC | Jun 2026 | $800,000 | $239 | 5/3 | 3,350 | 463 | 1.2 |
| 213 Twenty-First Street, St. Augustine, FL 32084Listed by LINWARD REALTY, LLC | Jun 2026 | $1,865,000 | $596 | 4/4.5 | 3,131 | 47 | 1.4 |
| 17 Sylvan Drive, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | Jul 2026 | $1,075,000 | $329 | 4/3.5 | 3,271 | 48 | 1.9 |
| 28 E Park Avenue, St. Augustine, FL 32084Listed by THE NEWCOMER GROUP | Jun 2026 | $1,090,000 | $342 | 3/2.5 | 3,190 | 61 | 1.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARCUS ALLEN REALTY, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Madeira
Madeira is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Mar 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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