This home is in Fernandina Beach.

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Pending

Pending·97 days on market

85350 Fall River Parkway

Fernandina Beach, FL 32034

$685,000$247/sqftEst. $3,646/moMLS# 2139191

Beds

Baths

2,770

Sq Ft

2021

Built

Garage

Pool

About this home

Fernandina Beach

Welcome to this stunning 3 Bedroom + Study, 2.5 Bath home where luxury meets ultimate utility. From the moment you enter the impressive Grand Foyer, you'll appreciate the seamless flow of modern LVP flooring throughout the entire residence. This spacious floor plan is thoughtfully designed for organization and comfort, boasting four expansive walk-in closets, including two large master closets providing abundant storage. The heart of the home extends outdoors to a huge wrap-around patio, the perfect spot to embrace the Florida lifestyle while overlooking a peaceful, lush preserve. For the hobbyist or collector, the true showstopper is the enormous Ultra garage. Whether you need a professional-grade workshop, a private home gym, or a secure space to house your RV, boat, and car collections, this massive area handles it all with ease. Combining elegant living spaces with unparalleled storage capacity, this property is a rare find. Amelia Walk offers a wide variety of amenities including

Cost to own

Mortgage calculator

Home Price

$685,000

Down Payment: 20%

$137,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,460

Principal & Interest: $3,460

Est. Taxes & Insurance: $865

Estimated Total Monthly

$4,325

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,646

Property taxesest. at asking price, Nassau County$946

HOAbilled annually$7

Estimated total, before insurance$4,599/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$552,353	$377,553	—
2024	$529,564	$366,205	—
2023	$509,302	$354,083	—
2022	$408,664	$342,314	—
2021	$40,000	$40,000	—
2020	$40,000	$40,000	—

2025 property taxes (current owner): $10,290/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$685,000

Price / Sq Ft$247

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,770

Acres0.32 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryYulee

MiddleYulee

HighYulee

Community Information

Address85350 Fall River Parkway, Fernandina Beach, FL 32034

Area472-Oneil/Nassaville/Holly Point

SubdivisionAmelia Walk

CityFernandina Beach

CountyNassau

StateFL

Zip Code32034

Lot Size13,939.2 sq ft

Parcel Number132N27072300120000

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Pickleball, Playground, Tennis Court(s)

UtilitiesSewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, RV Access/Parking

ViewProtected Preserve

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringVinyl

# of Stories1

Spa FeaturesCommunity