This home is in Jacksonville.
Active Under Contract·84 days on market
4821 Reed Avenue
Jacksonville, FL 32257
About this home
Jacksonville
Rare opportunity to own a 5-acre parcel in the highly sought-after Mandarin area of Jacksonville. Zoned Rural Residential, this unique property allows for horses and other animals--an uncommon find in this location. Zoning also permits a second dwelling, offering excellent potential for multi-generational living or additional income. Existing additional well and septic system may support a secondary residence. The property features a spacious 1,000 sq ft detached garage/workshop ideal for storage, hobbies, or small business use; plus an additional 8x16 storage shed. With plenty of room to expand, this property is perfect for animal lovers, gardeners, and entrepreneurs alike. The main home, built in 1951, offers 2,446 square feet of living space with 4 bedrooms and 3 bathrooms, providing ample room for large families or those needing extra space. Endless possibilities await--don't miss this rare chance to own acreage in Mandarin.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $694,794 | $165,180 | ▲ $156,026 |
| 2024 | $539,395 | $159,818 | — |
| 2023 | $527,306 | $153,707 | — |
| 2022 | $479,459 | $147,774 | — |
| 2021 | $409,802 | $142,014 | — |
| 2020 | $382,521 | $139,363 | ▲ $18,177 |
2025 property taxes (current owner): $3,508/yr
Estimated taxes if purchased at asking price: ~$15,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1951)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,392 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Apr 21, 2026Listed$799,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COASTAL REALTY JAX
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert

Krista Fracke
Broker Associate
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Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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