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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Willowcove, Ponte Vedra — a home near Allen D. Nease High School.

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Sold

Sold·Closed Jun 30, 2026·29 days on market·Recent sales in Willowcove·Willowcove

408 Stately Shoals Trail

Ponte Vedra, FL 32081

$877,400sold priceListed at $899,700 · 97.5% of asking$265/sqftMLS# 2141053
4
Beds
4
Baths
3,306
Sq Ft
2013
Built
3
Garage
No
Pool

3 more homes for sale in Willowcove →Search Willowcove on the map

FEMA Zone XHOA $77/mo13,939 sqft lotSingle Family Residence2 stories

About this home

Willowcove

Nestled on a Premium Lot in the Heart of Nocatee, this Home offers the perfect blend of comfort, lifestyle, and privacy in one remarkable bundle. Enjoy the convenience of living 4 doors from the trail entrance, giving you quick access to Nocatee's Community Park, Splash and Spray Waterparks, and Dining & Shopping at the Town Center! The Home's floorplan is super functional w/ 4 bedrooms & 3 baths on the 1st floor, a private office & an oversized kitchen overlooking the family room & breakfast nook. Upstairs, a versatile bonus suite w/full bath could serve as a 5th bedroom or an entertainment zone. The showstopper is the HUGE backyard w/private preserve view, offering endless possibilities to design your custom pool or backyard oasis. A full outdoor kitchen w/sink, fridge, power burner & space for your Green Egg allows you begin entertaining right away! A true 3-car garage provides ample space for all your toys. This rare Nocatee Home is Now Available. Schedule your private tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,860
Property taxesest. at asking price, St. Johns County$1,168
HOAbilled quarterly$77
Estimated total, before insurance$6,105/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,838/yr · $653/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$877,400
$175,480
Loan Term
Monthly Payment
$4,860
Principal & Interest: $4,860
Property taxes (est.): $1,168
Insurance (est.): $585
Estimated Total Monthly
$6,612
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,645 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$716,653$365,136—
2024$736,183$354,138—
2023$726,985$342,367—
2022$618,388$330,939—
2021$442,361$319,844—
2020$410,494$314,738—

2025 property taxes (current owner): $7,838/yr

Estimated taxes if purchased at asking price: ~$14,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 8, 2026Closed$899,700
  • Apr 21, 2026Listed$899,700

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $306/sq ft; this home is listed at $272/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
203 Old Bluff Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLCOct 2026$1,740,000$4135/44,211650.5
285 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYSep 2026$725,000$3063/2.52,3671070.6
277 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYSep 2026$764,691$3193/2.52,399280.6
54 Willow Park Way, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDAug 2026$742,062$2813/32,64350.7
293 Reflections Avenue, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INCSep 2026$675,140$2914/3.52,321100.8
299 Reflections Avenue, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INCSep 2026$731,461$3054/3.52,396230.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$899,700
Price / Sq Ft$272
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,306
Total Structure Area4,387 sq ft
Acres0.32 acres
Year Built2013
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address408 Stately Shoals Trail, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionWillowcove
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size13,939.2 sq ft
Parcel Number0702720870
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Boat Launch, Children's Pool, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Nook, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LaundrySink

Exterior

Exterior FeaturesOutdoor Kitchen
Patio / PorchCovered, Patio
FencingFenced, Back Yard
RoofShingle
ConstructionFrame, Stone, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedApril 21, 2026
Days on Market29
HOA Fees$231.25 / Quarterly
HOA FrequencyQuarterly
Tax Amount$7,837.67
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Willowcove

Willowcove is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Willowcove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines