This home is in St. Augustine — a pool home in St. Johns County.
Active·4 days on market
627 Ocean Jasper Drive
St. Augustine, FL 32086
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About this home
St. Augustine
OPEN HOUSE Sat 10/17 from 8a - 1p & Sun 10/18 from 12 - 2p. Pond-view pool home, finished and ready to enjoy. This 2021 concrete-block home in Rock Springs Farms offers 4 bedrooms, 3 full baths and 2,161 sq ft, all on a fenced lot backing onto the pond. The work is already done: A screened, heated in-ground pool and spa with a waterfall feature was added in 2023, set on a travertine deck facing the water. The backyard faces east, so the lanai sits in shade during the hot afternoon hours. The extended covered lanai has an entertainment wall with an electric fireplace, plus added outlets and lighting for year-round outdoor living. Inside, a split floor plan centers on an open kitchen with a large island, pendant lighting, and double wall ovens. The primary suite overlooks the pool and includes a custom closet system, dual vanities, a soaking tub, and a separate glass shower. Recent updates include a whole-home water softener and filtration system and a new water heater (2026), plus
Next steps in Southern St. Johns County
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Crescent Beach Parkabout 4 mi · 104 parking spaces
Closest park or preserve
Matanzas State Forestabout 3 mi · 4,658 acres
Closest public boat ramp
Frank B Butler Park Westabout 4 mi · Matanzas River
Closest kayak & paddleboard launch
206 Causeway Kayak Beachabout 3 mi
Closest youth league fields
Gamble Rogers School Fieldsabout 2 mi · Soccer
Closest grocery store
Aldiabout 3 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:29 AM, sunset 6:51 PM.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,842/yr
Estimated taxes if purchased at asking price: ~$9,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 15, 2026Active$599,000
- Oct 8, 2026Listed$599,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $277/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 105 Gypsum Place, St. Augustine, FL 32086Listed by RE/MAX SPECIALISTS | Aug 2026 | $705,000 | $252 | 4/3.5 | 2,798 | 83 | 0.1 |
| 391 Ocean Jasper Drive, St. Augustine, FL 32086Listed by FLORIDA HOMES REALTY & MTG LLC | Mar 2026 | $525,000 | $222 | 3/3 | 2,361 | 41 | 0.1 |
| 71 Gypsum Place, St. Augustine, FL 32086Listed by THE NEWCOMER GROUP | Feb 2026 | $540,000 | $229 | 4/3.5 | 2,361 | 8 | 0.1 |
| 85 Pyrite Place, St. Augustine, FL 32086Listed by DOGWOOD REALTY | Dec 2025 | $582,500 | $233 | 4/3.5 | 2,505 | 206 | 0.1 |
| 22 Pyrite Place, St. Augustine, FL 32086Listed by 1 PERCENT LISTS FIRST COAST | Mar 2026 | $430,000 | $253 | 3/2 | 1,701 | 4 | 0.2 |
| 84 Pyrite Place, St. Augustine, FL 32086Listed by THE NEWCOMER GROUP | Jan 2026 | $675,000 | $241 | 4/3.5 | 2,798 | 13 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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