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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Aug 12, 2025·183 days on market·Recent sales in Southern St. Johns County

939 Ocean Jasper Drive

St. Augustine, FL 32086

$498,500sold priceListed at $498,500 · 100% of asking$241/sqftMLS# 2067343
3
Beds
2
Baths
2,066
Sq Ft
2021
Built
3
Garage
No
Pool
HOA $63/mo10,019 sqft lotWaterfrontSingle Family Residence1 story

About this home

St. Augustine

No CDD fees , low HOA . Call to schedule your appt today !Stunning 3 Bedroom + Den Lakefront Home | 3-Car Garage | 7 Miles to St. Augustine Beach - No Flood Zone! Welcome toy our dream home in one of St. Augustine's most sought-after communities! This concrete block construction home offers 3spacious bedrooms, a versatile den (perfect for a home office or guest room), and a rare 3-car garage—ideal for extra storage or your Florida toys. Enjoy breathtaking lake views from your open-concept living and dining area, featuring soaring ceilings and abundant natural light. The modern open floorplan is perfect for entertaining, with seamless flow from kitchen to living space. Located just a few miles from St. Augustine Beach, this home combines coastal convenience with peace of mind .Enjoy resort-style living in an active community with a sparkling pool, playground. Lakefront lot Flood zone X

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,761
Property taxesest. at asking price, St. Johns County$663
HOAbilled annually$63
Estimated total, before insurance$3,488/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,770/yr · $231/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$498,500
$99,700
Loan Term
Monthly Payment
$2,761
Principal & Interest: $2,761
Property taxes (est.): $663
Insurance (est.): $332
Estimated Total Monthly
$3,757
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,716 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,770/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 29, 2025Listed$498,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $273/sq ft; this home is listed at $241/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
22 Pyrite Place, St. Augustine, FL 32086Listed by 1 PERCENT LISTS FIRST COASTMar 2026$430,000$2533/21,70140.1
119 Duck Pond Drive, St. Augustine, FL 32086Listed by ST AUGUSTINE REALTYMar 2026$465,000$2143/2.52,1683140.6
216 Michael Drive, St. Augustine, FL 32086Listed by ALSOP PROPERTIES INCAug 2026$739,288$2964/32,4951031
605 Mary Jane Lane, St. Augustine, FL 32086Listed by CENTURY 21 ST AUGUSTINE PROPERTIESAug 2026$465,000$2273/22,05241
224 Michael Drive, St. Augustine, FL 32086Listed by ALSOP PROPERTIES INCJun 2026$605,000$2733/22,2161611
133 S Walk Place, St. Augustine, FL 32086Listed by KELLER WILLIAMS ST JOHNSSep 2026$607,000$3503/21,736181.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$498,500
Price / Sq Ft$241
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,066
Acres0.23 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

Community Information

Address939 Ocean Jasper Drive, St. Augustine, FL 32086
Area333-St Johns County-SE
SubdivisionRock Springs Farms
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size10,018.8 sq ft
Parcel Number1859211550
ZoningResidential

Amenities

AmenitiesPool
UtilitiesCable Available, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Washer
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1

Exterior

Patio / PorchCovered, Porch
FencingBack Yard
RoofShingle
ConstructionConcrete

Additional Information

Date ListedJanuary 29, 2025
Days on Market183
HOA Fees$758 / Annually
HOA FrequencyAnnually
Tax Amount$2,769.99
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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