This home is in St. Augustine.
Active·162 days on market
23 Gypsum Place
St. Augustine, FL 32086
About this home
St. Augustine
Impeccably clean, bright, & beautifully open, this newer POOL home offers spacious, elevated Florida living. Situated on a fully privacy-FENCED CORNER LOT, it delivers openness & privacy both inside & out. Inside, large rooms & HIGH CEILINGS create an airy expansive feel. The open layout is anchored by the kitchen with quartz countertops & a large QUARTZ island flowing seamlessly into the living & dining areas. Triple cascading sliding doors extend the living space to a SCREENED PATIO with TV hookup, overlooking the pavered POOL area & stone FIRE PIT—perfect for year-round enjoyment. The THREE-CAR GARAGE provides even more room for vehicles, storage, or hobbies. A SPLIT FLOOR PLAN includes four spacious bedrooms & three bathrooms, with a primary suite featuring double vanities, a tray ceiling, & multiple closets, including a WALK-IN. Convenient to beaches, I-95, & historic downtown, yet removed from congestion, this home delivers space & outdoor living that define elevated FL living.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $452,000 in March 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $434,992 | $271,451 | — |
| 2024 | $440,551 | $262,952 | — |
| 2023 | $383,710 | $383,710 | — |
| 2022 | $84,000 | $84,000 | — |
| 2021 | $75,000 | $75,000 | — |
2025 property taxes (current owner): $4,151/yr
Estimated taxes if purchased at asking price: ~$9,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,792 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Feb 4, 2026Listed$589,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines