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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 18, 2026·110 days on market·Recent sales in Jacksonville Beach

13810 Sutton Park Drive 122

Jacksonville, FL 32224

$190,000sold priceListed at $199,900 · 95% of asking$157/sqftMLS# 2140559
2
Beds
2
Baths
1,212
Sq Ft
1997
Built
—
Garage
No
Pool
FEMA Zone XHOA $397/moCondominium1 story

About this home

Jacksonville

Bright and airy front-facing condo with an abundance of natural light. Hard surface flooring throughout with upgraded tile in the bedrooms! The ''sunroom'' off the main living area is perfect for a reading nook/library or even growing some indoor plants. Cute, open kitchen with a gas stove. Large master bath and closet. Great amenities including a clubhouse, pool, hot tub, grill, playground, tennis, basketball, beach volleyball & small putting green. Welcome Home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,052
Property taxesest. at asking price, Duval County$310
HOAbilled monthly$397
Estimated total, before insurance$1,760/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,249/yr · $271/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$190,000
$38,000
Loan Term
Monthly Payment
$1,052
Principal & Interest: $1,052
Property taxes (est.): $310
Insurance (est.): $127
Estimated Total Monthly
$1,489
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · part of complex with utility sewer · Public water · part of complex with utility water

County records indicate this parcel on central sewer served by part of complex with utility sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$182,000$182,000▼ $13,500
2024$195,500$172,364▲ $7,000
2023$188,500$156,695—
2022$169,500$142,450—
2021$129,500$129,500—
2020$120,500$113,800—

2025 property taxes (current owner): $3,249/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 26, 2026Closed$199,900
  • Aug 6, 2026Active Under Contract$199,900
  • Apr 17, 2026Listed$199,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $168/sq ft; this home is listed at $165/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13810 Sutton Park Drive N 1039, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$185,000$1632/21,13850.1
13810 Sutton Park Drive N 723, Jacksonville, FL 32224Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$218,000$1802/21,212320.1
13810 Sutton Park Drive N 621, Jacksonville, FL 32224Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$240,000$1683/21,428560.1
13810 Sutton Park Drive N 828, Jacksonville, FL 32224Listed by CASTILLO REAL ESTATE JAXAug 2026$184,000$1622/21,1381020.1
13810 Sutton Park Drive N 1425, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$163,500$1851/1885360.1
13810 Sutton Park Drive N 932, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLCJul 2026$190,000$1572/21,212390.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,900
Price / Sq Ft$165
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,212
Year Built1997
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address13810 Sutton Park Drive 122, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionThe Grand Reserve
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Parcel Number1677341080

Amenities

AmenitiesPool, Barbecue, Basketball Court, Clubhouse, Fitness Center, Playground, Spa/Hot Tub, Tennis Court(s)
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Assigned, Parking Lot

Interior

AppliancesDishwasher, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LaundryIn Unit

Additional Information

Date ListedApril 17, 2026
Days on Market110
HOA Fees$397.02 / Monthly
HOA FrequencyMonthly
HOA NameWindsor Park Property Owners Association Inc.
Tax Amount$3,249.48
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 1 REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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