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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Creekside, St. Augustine — a home near Beachside High School.

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Sold

Sold·Closed Jun 5, 2026·6 days on market·Recent sales in Creekside·Creekside

300 Silver Reef Lane

St. Augustine, FL 32095

$646,000sold priceListed at $645,000 · 100.2% of asking$285/sqftMLS# 2140470
4
Beds
3
Baths
2,268
Sq Ft
2020
Built
3
Garage
Yes
Pool

3 more homes for sale in Creekside →Search Creekside on the map

HOA $102/mo11,326 sqft lotSingle Family Residence1 story

About this home

Creekside

Live The Dream in this St Johns Resort Community! Gorgeous & Better Than New, Pool to Preserve View Hm is on One of the Nicest Lots in the Community. Enjoy a Slice of Paradise in Your Lush Pavered Outdoor Oasis. Whether you are Relaxing by your Large Sparkling Heated Saltwater Pool/Hot Tub or Entertaining at the Summer Kitchen- You will Feel like you are on Vacation! This Amazing Preserve Lot is Fully Fenced and has tons of Green Space to Play. Come See this Beautiful Home that Shows Like a Model. The Spacious Open Floor Plan features 4 Bedrooms 3 Baths w Plenty of Room for the Family to Spread out! This Homes Well Appointed Upgrades and Private Lot Allow it to Stand Out from the Rest. The Oversized Gourmet Kitchen is a Chef's Dream & features a Gas Range, Quartz Countertops, Massive Breakfast Bar & Center Island. The Split floor plan includes an additional Ensuite Bedroom. Extras include an Oversized 3 Car Garage w Oversized Driveway, Tankless Water Heater & Termite Bond. See More...

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,578
Property taxesest. at asking price, St. Johns County$860
HOAbilled quarterly$102
Estimated total, before insurance$4,539/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,393/yr · $533/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$646,000
$129,200
Loan Term
Monthly Payment
$3,578
Principal & Interest: $3,578
Property taxes (est.): $860
Insurance (est.): $431
Estimated Total Monthly
$4,868
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $545,000 in November 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$505,685$437,916—
2024$539,855$424,867—
2023$373,026$323,026—
2022$366,180$324,625—
2021$295,114$295,114—
2020$70,000$70,000—

2025 property taxes (current owner): $6,393/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $284/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
612 Picasso Avenue, Ponte Vedra, FL 32081Listed by DJ & LINDSEY REAL ESTATEOct 2026$420,000$1653/2.52,547100.5
129 Silver Creek Place, St. Augustine, FL 32095Listed by MARK SPAIN REAL ESTATEOct 2026$447,000$1803/2.52,477340.6
204 Silver Creek Place, St. Augustine, FL 32095Listed by EXP REALTY LLCSep 2026$530,000$2334/2.52,2701250.6
100 Leclerc Court, St. Augustine, FL 32095Listed by CASTILLO REAL ESTATE JAXSep 2026$490,000$2504/21,963870.9
65 Stargaze Lane, St. Augustine, FL 32095Listed by BLUEFIN REAL ESTATE GROUPSep 2026$525,000$2263/2.52,328250.9
95 Strobe Court, St. Augustine, FL 32095Listed by SUPER SELLERAug 2026$495,000$2133/2.52,326361.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$645,000
Price / Sq Ft$284
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,268
Acres0.26 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Gas Heat, Heated, Salt Water
Is WaterfrontNo

School Information

Community Information

Address300 Silver Reef Lane, St. Augustine, FL 32095
Area304- 210 South
SubdivisionCreekside
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size11,325.6 sq ft
Parcel Number0237133600

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path
Community FeaturesSidewalks
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Split Bedrooms
AppliancesGas Range, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
Spa FeaturesIn Ground, Heated, Private

Exterior

Patio / PorchCovered, Front Porch, Patio
FencingBack Yard
RoofShingle
ConstructionFiber Cement
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt

Additional Information

Date ListedApril 17, 2026
Days on Market6
HOA Fees$305 / Quarterly
HOA FrequencyQuarterly
Tax Amount$6,393.46
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EDGEWATER REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Creekside

Creekside is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Creekside homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines