This home is in Beacon Lake, St. Augustine.

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Active

Active·55 days on market·Beacon Lake

100 Leclerc Court

St. Augustine, FL 32095

$520,000$265/sqftEst. $2,768/moMLS# 2146806

Beds

Baths

1,963

Sq Ft

2019

Built

Garage

Pool

About this home

Beacon Lake

Welcome to this beautifully upgraded home located in the highly sought-after community of Beacon Lake in St. Johns County, where luxury amenities and exceptional outdoor living create the ultimate Florida lifestyle. From the moment you arrive, the charming front porch, tropical landscaping, and inviting curb appeal set the tone for what awaits inside. This thoughtfully designed open-concept floor plan offers seamless flow between the living, dining, and kitchen spaces, all enhanced by abundant natural light, designer lighting, and beautiful wood-look tile flooring throughout the main living areas. The stunning kitchen features quartz countertops, white shaker cabinetry, stainless steel appliances, subway tile backsplash, gas range, oversized center island, and generous storage, making it perfect for entertaining and everyday living alike. The spacious primary suite serves as a private retreat with a spa-inspired ensuite bath featuring dual vanities, oversized walk-in shower

Cost to own

Mortgage calculator

Home Price

$520,000

Down Payment: 20%

$104,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,643

Principal & Interest: $2,643

Est. Taxes & Insurance: $661

Estimated Total Monthly

$3,304

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,768

Property taxesest. at asking price, St. Johns County$692

HOAbilled annually$5

Estimated total, before insurance$3,465/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$457,660	$268,219	—
2024	$453,817	$259,811	—
2023	$422,371	$250,642	—
2022	$372,789	$246,240	—
2021	$298,816	$237,597	—
2020	$281,984	$231,484	—

2025 property taxes (current owner): $7,283/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History