Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Crescent Shores U 1, St. Augustine — a home near Pedro Menendez High School.

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Active

Active·109 days on market·Crescent Shores U 1

77 Crescent Shores Road

St. Augustine, FL 32086

$591,990$208/sqftEst. $3,018/moMLS# 2140391

Beds

Baths

2,852

Sq Ft

2026

Built

Garage

Pool

About this home

Crescent Shores U 1

Vilano II E One Story Home with Bonus. Thoughtfully Design Home features the Roosevelt Collection a new traditional style with deep finishes, rich wood tones. Main Level offers 3 Bedrooms, including primary with roomy bath with oversized shower and walk in closet. Living Room opens to Gourmet Kitchen appointed with Maple Drift Cabinetry, quartz countertops and amazing island. Luxury Vinyl Plank flooring throughout both main level and bonus. Upstairs has 4th bedroom, full bath and comfortable rec area. 10' ceilings throughout first floor. Extended lanai. All homes have individual private wells for irrigation. Welcome Home to Crescent Shores, a 36 homesite neighborhood within an established area. Only 7 minutes to Crescent Beach, 20 minutes to the heart of America's Oldest City- The St Augustine Fort, Historic District & Great Restaurants. 6 minutes to interstate I95! Crescent Shores offers the perfect balance of coastal relaxation, historic charm & modern conveniences.

Cost to own

Mortgage calculator

Home Price

$591,990

Down Payment: 20%

$118,398

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,018

Principal & Interest: $3,018

Property taxes (est.): $788

Insurance (est.): $395

Estimated Total Monthly

$4,201

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,018

Property taxesest. at asking price, St. Johns County$788

HOAbilled annually$95

Estimated total, before insurance$3,901/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,363 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 16, 2026Listed$591,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$591,990

Price / Sq Ft$208

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,852

Total Structure Area2,852 sq ft

Acres0.25 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesSouth

School Information

ElementarySouth Woods

MiddleGamble Rogers

HighPedro Menendez

Community Information

Address77 Crescent Shores Road, St. Augustine, FL 32086

Area337-Old Moultrie Rd/Wildwood

SubdivisionCrescent Shores U 1

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32086

Lot Size10,890 sq ft

Lot Dimensions66x152

Parcel Number1833910060

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewTrees/Woods

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Walk-In Closet(s)

AppliancesDisposal, Electric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, Microwave

HeatingCentral

CoolingCentral Air

# of Stories2

LevelsOne and One Half

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup