This home is in Silver Falls, St. Augustine.
Pending·101 days on market·Silver Falls
113 Hubbard Bend
St. Augustine, FL 32092
About this home
Silver Falls
MOVE IN READY! Welcome to the Lincoln floor plan IN-UNIT at Lennar Townhomes featuring 3 bedrooms, 2.5 bathrooms, a versatile loft, and a 1 car garage. Designed with Lennars signature Everything Included package, this home offers white quartz countertops, stylish cabinetry, and stainless steel appliances including range, dishwasher, microwave, and refrigerator. Ceramic wood look tile enhances all wet areas and extends into the living, dining, and hall spaces. Additional features include quartz vanities, window blinds throughout, a water heater, pre screened lanai, and a full sprinkler system. Enjoy peace of mind with a one year builder warranty, a dedicated customer care program, and 24 hour emergency service. Located in desirable St. Johns County, this community offers an unmatched lifestyle with Floridas coastal charm, rich history and culture, family friendly amenities, and top rated schools. (Conditions may apply)
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $75,000 | $75,000 | — |
| 2024 | $40,000 | $40,000 | — |
2025 property taxes (current owner): $1,010/yr
Estimated taxes if purchased at asking price: ~$5,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Silver Falls
Silver Falls is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all Silver Falls homes for sale →Listing Courtesy of: LENNAR REALTY INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Realtor
Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines