This home is in Murabella, St. Augustine.

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Active

Active·34 days on market·Murabella

2825 S Portofino Road

St. Augustine, FL 32092

$665,000$224/sqftEst. $3,539/moMLS# 2139330

Beds

Baths

2,967

Sq Ft

2006

Built

Garage

Yes

Pool

About this home

Murabella

Beautifully updated 4BR/3BA pool home in Murabella with 2,967 sq ft on a 0.27-acre cul-de-sac lot. SELLER OFFERING $5,000 TOWARD BUYER CLOSING COSTS WITH AN ACCEPTABLE OFFER. This spacious one-story home features soaring ceilings, abundant natural light, an oversized dining room, large family room, split-bedroom layout, and bonus/media room. The kitchen offers granite counters, stainless appliances, an island, pantry, refinished cabinets, and a new sink/faucet with water filtration. Recent upgrades include fresh interior paint, Wi-Fi LED lighting, new carpet, premium door hardware, updated vanities, countertops, LED mirrors and toilets in all 3 baths, designer wall paneling in the primary suite, front pavers, landscape lighting, and a refinished media room with acoustic wall panels.

Cost to own

Mortgage calculator

Home Price

$665,000

Down Payment: 20%

$133,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,359

Principal & Interest: $3,359

Est. Taxes & Insurance: $840

Estimated Total Monthly

$4,199

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,539

Property taxesest. at asking price, St. Johns County$885

HOAbilled annually$7

Estimated total, before insurance$4,431/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$535,588	$506,356	—
2024	$527,101	$460,324	—
2023	$532,121	$418,476	—
2022	$444,724	$340,342	—
2021	$309,402	$309,402	—
2020	$283,578	$182,060	—

2025 property taxes (current owner): $10,571/yr

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,627 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 8, 2026Price change$665,000−$10,000
Jun 11, 2026Listed$675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$665,000

Price / Sq Ft$224

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,967

Total Structure Area3,818 sq ft

Acres0.27 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

School Information

ElementaryMill Creek Academy

MiddleMill Creek Academy

HighTocoi Creek

Community Information

Address2825 S Portofino Road, St. Augustine, FL 32092

Area308-World Golf Village Area-SW

SubdivisionMurabella

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size11,761.2 sq ft

Lot Dimensions75 x 100

Parcel Number0286852620

ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Jogging Path, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewLake, Pond, Pool

Interior

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Few Trees, Sprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Porch

FencingBack Yard, Vinyl, Wrought Iron

RoofShingle

ConstructionBrick Veneer, Frame, Stucco

Road SurfaceAsphalt, Paved

Road FrontageCity Street

Additional Information

Date ListedJune 11, 2026

Days on Market95

HOA Fees$80 / Annually

HOA FrequencyAnnually

HOA NameMurabella

Tax Amount$10,571.46

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

The neighborhood

About Murabella

Murabella is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Murabella homes for sale →

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Krista Fracke

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