This home is in Samara Lakes, St. Augustine — a home near Tocoi Creek High School.
Active Under Contract·50 days on market·Samara Lakes
448 Bostwick Circle
St. Augustine, FL 32092
About this home
Samara Lakes
Welcome home to 448 Bostwick Circle, where comfort, space, and convenience come together in the desirable Samara Lakes community of St. Augustine. With more than 2,800 square feet of well-designed living space, this home offers the flexibility today's buyers are looking for. A dedicated home office on the first floor provides the perfect workspace, while the expansive upstairs loft creates endless possibilities as a media room, playroom, second family room, or hobby space. The fully fenced backyard offers a private outdoor retreat with plenty of room for children, pets, entertaining, or simply relaxing at the end of the day. Located within the highly rated St. Johns County School District, this home offers the added benefit of no CDD fees and a low HOA, making it an outstanding value in one of the area's most desirable communities. Samara Lakes residents enjoy an impressive collection of neighborhood amenities, including a resort-style community pool, fitness center, clubhouse (cont.)
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2011)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,761 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 17, 2026Active Under Contract$439,000
- Aug 11, 2026Active$439,000
- Aug 3, 2026Active Under Contract$439,000
- Jul 30, 2026Price change$439,000−$11,000
- Jul 2, 2026Listed$450,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Samara Lakes
Samara Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all Samara Lakes homes for sale →Listing Courtesy of: DJ & LINDSEY REAL ESTATE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines