This home is in The Cove, Jacksonville — a gated community home in St. Johns County.
Active·47 days on market·The Cove
281 Marquesa Circle
Jacksonville, FL 32259
All The Cove homes for sale →Search The Cove on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
The Cove
Welcome to 281 Marquesa Circle, where refined design meets the resort-style lifestyle Beachwalk is known for. Built in 2022 and thoughtfully enhanced with over $24,000 in post-closing improvements, this 4-bedroom, 4-bath home offers 3,287 square feet of beautifully designed living space and a rare 3-car garage. Step through double doors into a light-filled, versatile floor plan designed for both everyday living and entertaining. A dedicated office and formal dining space lead into the heart of the home; An expansive open concept kitchen and living area featuring quartz countertops, an oversized island and 36-inch gas cooktop. The first floor primary suite offers a private retreat, while an additional en-suite room provides endless possibilities for a bonus room, game room or lounge. Thoughtful upgrades continue throughout with custom closet systems, built-ins, LVP staircase flooring, roller shades, garage organization systems, high-speed Ethernet
Next steps in The Cove
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,759 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)24 min drive · 70 parking spaces
Closest park or preserve
Gourd Island Conservation Area11 min drive · 3.3 mi of trails
Closest public boat ramp
Palm Valley Public Landingabout 7 mi · Tolomato River
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 6 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Durbin Crossing Park16 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Publix5 min drive · 835 Cr 210 W, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $700,633 | $700,633 | — |
| 2024 | $772,186 | $731,860 | — |
| 2023 | $665,327 | $665,327 | — |
| 2022 | $162,400 | $162,400 | — |
| 2021 | $120,000 | $120,000 | — |
| 2020 | $120,000 | $120,000 | — |
2025 property taxes (current owner): $14,180/yr
Estimated taxes if purchased at asking price: ~$14,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 4, 2026Listed$930,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $265/sq ft; this home is listed at $283/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 76 Tahiti Cove, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $810,000 | $239 | 4/3 | 3,385 | 88 | 0.3 |
| 63 Caribbean Place, St. Johns, FL 32259Listed by BLUEFIN REAL ESTATE GROUP | Oct 2026 | $615,000 | $241 | 4/3 | 2,555 | 53 | 0.4 |
| 53 Lumen Court, St. Augustine, FL 32095Listed by COLDWELL BANKER ANABASIS REALTY | Oct 2026 | $750,000 | $226 | 4/4 | 3,315 | 68 | 0.4 |
| 264 Topside Drive, St. Johns, FL 32259Listed by WATSON REALTY CORP | Oct 2026 | $940,000 | $297 | 4/3 | 3,161 | 18 | 0.5 |
| 179 Fresnel Lane, St. Augustine, FL 32095Listed by MOMENTUM REALTY | Aug 2026 | $965,000 | $289 | 5/4.5 | 3,341 | 8 | 0.5 |
| 99 Hutchinson Lane, St. Augustine, FL 32095Listed by COWFORD REALTY & DESIGN LLC | Aug 2026 | $990,000 | $265 | 5/5 | 3,733 | 10 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About The Cove
The Cove is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all The Cove homes for sale →Keep looking
Similar homes in Jacksonville
Explore the area
More in The Cove
The Cove guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines