Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in St. Johns County.

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Active

Active·2 days on market

281 Marquesa Circle

Jacksonville, FL 32259

$930,000$283/sqftEst. $4,806/moMLS# 2163602

Beds

Baths

3,287

Sq Ft

2022

Built

Garage

Pool

About this home

Jacksonville

OPEN HOUSE 9/5 11-2!! Welcome to 281 Marquesa Circle, where refined design meets the resort-style lifestyle Beachwalk is known for. Built in 2022 and thoughtfully enhanced with over $24,000 in post-closing improvements, this 4-bedroom, 4-bath home offers 3,287 square feet of beautifully designed living space and a rare 3-car garage. Step through double doors into a light-filled, versatile floor plan designed for both everyday living and entertaining. A dedicated office and formal dining space lead into the heart of the home; An expansive open concept kitchen and living area featuring quartz countertops, an oversized island and 36-inch gas cooktop. The first floor primary suite offers a private retreat, while an additional en-suite room provides endless possibilities for a bonus room, game room or lounge. Thoughtful upgrades continue throughout with custom closet systems, built-ins, LVP staircase flooring, roller shades, garage organization systems, high-speed Ethernet

Cost to own

Mortgage calculator

Home Price

$930,000

Down Payment: 20%

$186,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$4,806

Principal & Interest: $4,806

Property taxes (est.): $1,238

Insurance (est.): $620

Estimated Total Monthly

$6,663

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$4,806

Property taxesest. at asking price, St. Johns County$1,238

HOAbilled annually$62

Estimated total, before insurance$6,105/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,180/yr · $1,182/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$700,633	$700,633	—
2024	$772,186	$731,860	—
2023	$665,327	$665,327	—
2022	$162,400	$162,400	—
2021	$120,000	$120,000	—
2020	$120,000	$120,000	—

2025 property taxes (current owner): $14,180/yr

Estimated taxes if purchased at asking price: ~$14,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,759 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 4, 2026Listed$930,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$930,000

Price / Sq Ft$283

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage3,287

Acres0.20 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryLakeside Academy

MiddleLakeside Academy

HighBeachside

Community Information

Address281 Marquesa Circle, Jacksonville, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionThe Cove

CityJacksonville

CountySt. Johns

StateFL

Zip Code32259

Lot Size8,712 sq ft

Parcel Number0237160400

Amenities

AmenitiesClubhouse, Gated, Jogging Path, Maintenance Grounds, Playground

UtilitiesCable Connected, Natural Gas Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBuilt-in Features, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, In-Law Floorplan, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Gas Range, Microwave, Tankless Water Heater

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories2

LevelsTwo

LaundryIn Unit

SecuritySecurity Gate

Spa FeaturesCommunity