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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beachwalk, St. Johns — a home near Beachside High School.

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Sold

Sold·Closed Jul 10, 2026·77 days on market·Recent sales in Beachwalk·Beachwalk

662 Rum Runner Way

St. Johns, FL 32259

$607,500sold priceListed at $650,000 · 93.5% of asking$238/sqftMLS# 2138674
3
Beds
3.5
Baths
2,557
Sq Ft
2020
Built
2
Garage
No
Pool

32 more homes for sale in Beachwalk →Search Beachwalk on the map

HOA $390/mo6,098 sqft lotWaterfrontTownhouse2 stories

About this home

Beachwalk

Only 2-story home in Atlantica Isles featuring its own PRIVATE ELEVATOR. Located in Beachwalk, this home offers access to the breathtaking 14-acre Crystal Lagoon. Maintenance-free living while experiencing amenities designed for relaxation. Home features 3 bedrooms, 3.5 baths, open-concept w/a spacious family rm, large dining area & a beautifully appointed kitchen w/upgraded cabinetry, lighted upper cabinets, oversized island w/striking quartz waterfall countertops. Designer lighting elevates both the kitchen & dining areas. Family room has gas fireplace w/ a custom stone surround. Step outside to a covered patio w/retractable shades, extended patio & overlooks lush landscaping & peaceful water views. Expansive owner's suite features a private balcony w/retractable shades. Luxurious owner's bath includes an oversized shower w/ listello accent for a spa-like feel. 2 more bedrooms each w/ its own private en-suite bath. Live where every day feels like a vacation. CDD PAID IN FULL.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,365
Property taxesest. at asking price, St. Johns County$808
HOAbilled monthly$390
Estimated total, before insurance$4,563/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$607,500
$121,500
Loan Term
Monthly Payment
$3,365
Principal & Interest: $3,365
Property taxes (est.): $808
Insurance (est.): $405
Estimated Total Monthly
$4,578
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,723 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$550,783$475,177—
2024$572,627$461,078—
2023$528,272$446,192—
2022$590,615$431,740—
2021$567,126$417,709—
2020$110,000$110,000—

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 13, 2026Closed$650,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $254/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
668 Rum Runner Way, St. Johns, FL 32259Listed by WATSON REALTY CORPJun 2026$510,000$2044/32,5031310
703 Rum Runner Way, St. Johns, FL 32259Listed by MOXII PRO REALTYAug 2026$599,900$1954/33,083470.1
439 Rum Runner Way, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYJun 2026$492,000$2403/2.52,052240.1
228 Rum Runner Way, St. Johns, FL 32259Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2025$879,000$2854/3.53,0831290.1
413 Marquesa Circle, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$900,000$3393/2.52,6571750.3
134 Tamar Court, St. Augustine, FL 32095Listed by LPT REALTY LLCJun 2026$364,990$1753/2.52,08160.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$650,000
Price / Sq Ft$254
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,557
Acres0.14 acres
Year Built2020
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address662 Rum Runner Way, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionBeachwalk
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size6,098.4 sq ft
Parcel Number0237171020
ZoningResidential

Amenities

AmenitiesPool, Beach Access, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Security, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Restaurant, Gated
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Elevator, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Porch, Rear Porch, Screened
FencingBack Yard
RoofMetal
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedApril 6, 2026
Days on Market77
HOA Fees$389.67 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Security
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beachwalk

Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Beachwalk homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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